1 National Insurance contributions in the two complete tax years preceding the benefit year of claim. This allowance is paid regardless of assets; however, any personal or occupational pension over £50 a week result in deductions. There are also other caveats (related to job-seeking activity) which exclude payment. Many older citizens seeking work cannot receive payments, despite qualifying through NI contributions, because they have pension income. Self-employed people do not pay Class 1 contributions, and may not be able to claim JSA(C) until their case has been decided. However, they are both still eligible for NI credits (see below). JSA(C) may be claimed for only 26 weeks in any benefit year. In order to make a claim, a customer must have actually paid NI contributions for the same number of weeks in one of the last two tax years (the remaining 18 months can be either paid, or credited contributions). When entitlement to JSA(C) is exhausted, Universal Credit may then become payable if eligible (see below). Certain other benefits including Statutory Sick Pay, Statutory Paternity Pay, Statutory Maternity Pay, statutory adoption pay, Employment and Support Allowance, bereavement benefit, Carer's Allowance and JSA(C) itself also count towards Class 1 contributions and are called "Credited Class 1 contributions". If there is no entitlement to Universal Credit, a person can re-qualify for JSA(C) in a subsequent benefit year based on contributions paid in the relevant contribution years, providing that there has been a break in of at least twelve weeks. They must wait until the beginning of a new benefit year before they can claim again. Income-based People who are eligible for JSA(C) could also claim JSA(IB) for any additional payments due under that benefit (for family dependents, for example). JSA(IB) was payable only if the claimant has less than £16,000 in capital (correct as of May 2022). Payments are reduced if the claimant has savings between £6,000 and £16,000. Both forms of benefit face 100% marginal deductions if the individual earns more than a small amount – the 'disregard' – this is £5 per week for single people, £10 per week for couples and £20 per week for certain other groups such as some lone parents and disabled people. The 'disregard' has remained at the same nominal amount since the 1980s and has never been uprated with inflation, unlike benefits themselves. The benefit is withdrawn from those working 16 or more hours