Communicating with a consumer after a request for validation has been made: communicating with the consumer or pursuing collection efforts by the debt collector after receipt of a consumer's written request for verification of a debt made within the 30-day validation period (or for the name and address of the original creditor on a debt) and before the debt collector mails the consumer the requested verification or the original creditor's name and address. Misrepresentation or deceit: misrepresenting the debt or using deception to collect the debt, including a debt collector's misrepresentation that he or she is an attorney or law enforcement officer. Publishing the consumer's name or address on a "bad debt" list. Seeking unjustified amounts, which would include demanding any amounts not permitted under an applicable contract or as provided under applicable law.<ref>; Hodges v. Sasil Corp., 915 A.2d 1 (N.J. 2007)</ref> Threatening arrest or legal action that is either not permitted or not actually contemplated. Abusive or profane language used in the course of communication related to the debt. Communication with third parties: revealing or discussing the nature of debts with third parties (other than the consumer's spouse or attorney). (Collection agencies are allowed to contact neighbors or co-workers but only to obtain location information; disreputable agencies often harass debtors with a "block party" or "office party" where they contact multiple neighbors or co-workers telling them they need to reach the debtor on an urgent matter.) Contact by embarrassing media, such as communicating with a consumer regarding a debt by post card, or using any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of mail or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. Reporting false information on a consumer's credit report or threatening to do so in the process of collection. Required conduct The Act requires debt collectors to do the following (among other requirements): Identify themselves and notify the consumer, in every communication, that the communication is from a debt collector, and in the initial communication that any information obtained will be used to effect collection of the debt. Give the name and address of the original creditor (company to which the debt was originally payable) upon the consumer's written request made within 30 days of receipt