The numbers aren't there"; funds are depleting because Congress borrows from the Social Security fund every year to fund its budget. Paul's 2013 budget proposal would guarantee to uphold Social Security commitments to older workers while allowing Americans under 25 to opt out of participating in the program. Minimal market interference Paul endorses defederalization of the health care system. Paul also states that he has an opposition to virtually all federal interference with the market process. Paul was one of only eight members of the entire Congress who voted to block implementation of the National Do Not Call Registry act, which prohibits telemarketers from telephoning those who have opted out of receiving such advertising. He argued that "legislation to regulate telemarketing would allow the government to intrude further into our lives," and that "The fact that the privately run Direct Marketing Association is operating its own 'do-not-call' list is evidence that consumers need not rely upon the national government to address the problems associated with telemarketers." Paul was one of three members of Congress that voted against the Sarbanes–Oxley Act: it "imposes costly new regulations on the financial services industry [that] are damaging American capital markets by providing an incentive for small US firms and foreign firms to deregister from US stock exchanges". The Sarbanes–Oxley law was drafted in response to accounting scandals, such as with Enron Corporation. In an interview on The Daily Show with Jon Stewart, Paul said he favors ending the United States Post Office legal monopoly on first class mail delivery by legalizing private competition. Paul argued against the $700 billion bailout proposal to purchase toxic debt during the economic crisis of 2008. His vote was among the majority of "nay" votes cast to defeat the initial measure in the U.S. House of Representatives. The House passed a "sweetened" version of the bill, against which Paul voted a second time, later in the week. Civil liberties Public religious expression Paul believes that prayer in public schools should not be prohibited at the federal or state level, nor should it be made compulsory to engage in. He rejects the notion of "separation of Church and state", instead seeing the issue as "free exercise of religion" and "no establishment of religion". He views the latter as specific government endorsement of one particular religion, and does not see it as a mandate to ban all policies that would benefit