never round, irregular, or oval. It must contain the individual's full family and given name, without abbreviation. The lettering must be red with a white background (shubun), with roughly equal width lines used throughout the name. The font must be one of several based on ancient historical lettering styles found in metal, woodcarving, and so on. Ancient forms of ideographs are commonplace. A red perimeter must entirely surround the name, and there should be no other decoration on the underside (working surface) of the seal. The top and sides (handle) of the seal may be decorated in any fashion from completely undecorated to historical animal motifs, dates, names, and inscriptions. Throughout Japan, rules governing jitsuin design are very stringent and each design is unique, so the vast majority of people entrust the creation of their jitsuin to a professional, paying upward of US$20 and more often closer to US$100, and using it for decades. People desirous of opening a new chapter in their lives—say, following a divorce, death of a spouse, a long streak of bad luck, or a change in career—will often have a new jitsuin made. The material is usually a high quality hard stone or, far less frequently, deerhorn, soapstone, or jade. It is sometimes carved by machine. When carved by hand, an intō ("seal-engraving blade"), a mirror, and a small specialized wooden vice are used. An intō is a flat-bladed pencil-sized chisel, usually round or octagonal in cross-section and sometimes wrapped in string to give a better grip. The intō is held vertically in one hand, with the point projecting from the carver's fist on the side opposite the thumb. New, modern intō range in price from less than US$1 to US$100. The jitsuin are kept in secure places such as bank vaults. or hidden in a home. They are usually stored in thumb-sized rectangular boxes made of cardboard covered with embroidered green fabric outside and red silk or red velvet inside, held closed by a white plastic or deerhorn splinter tied to the lid and passed through a fabric loop attached to the lower half of the box. Because of the superficial resemblance to coffins, they are often called "coffins" in Japanese by enthusiasts and hanko boutiques. The paste is usually stored separately. Ginkō-in A is used specifically for banking; ginkō means "bank". A person's savings account passbook contains an original impression of the ginkō-in