domestic visitors and 3,709 foreign visitors in 2017 to 156,733 domestic visitors and 1,110 foreign visitors in 2019. This number further decreased to 70,562 domestic visitors and 194 foreign visitors in 2020. Tourism and the hotel industry in Palu has declined since 2018 due to that year's earthquake and tsunami and the 2020 COVID-19 pandemic. Although there were signs of recovery in 2019 in the aftermath of the earthquake, the pandemic delayed further recovery of hotel industry until late 2021. The city had 128 registered restaurants in 2021, although the number would be significantly higher if unregistered restaurants are included. Finance and banking Palu is the financial center of Central Sulawesi. Bank Sulteng (Central Sulawesi Bank), the regional development bank of the province, is headquartered in the city. The city has 215 registered cooperatives with combined assets of around 22 billion rupiah. The trading and wholesale sector, totaling almost 4 billion rupiah worth of credits, is the largest sector that received credit from banks in the city. In total, Palu's economy has 16 billion rupiah worth of credits from banks. The city has 27 branches of national and international banks, and several municipally-owned people's credit banks (BPR). The city has several insurance companies and is the location of the Central Sulawesi branch of Indonesia Stock Exchange. Demographics In 2020, Palu's population was 373,218 with a population density of 944.71 per square kilometer. The sex ratio in the city was 100, meaning the ratio of males to females is relatively equal and stable. The number of people aged 15 and older, who are considered part of workforce by Statistics Indonesia, was 201,083. As with other regions in Indonesia, the populace of Palu is relatively young; most population in 2020 were between 20 and 30 years old. The population of the city's Mantikulore district grew 1.77% growth between 2010 and 2020—the fastest growth in the city—while the slowest was West Palu with 0.43% population growth. The poverty rate in 2021 was 7.17% of the population and the unemployment rate was 7.61%. The region's native Kaili people form the majority of he city's population, and there are significant populations of Bugis and Minahasan migrants from neighboring provinces, who mostly work as traders and government workers. There are small populations of Chinese Indonesians and Arab Indonesians, as well as other ethnicities from all over Indonesia such as Batak, Javanese, Malays, and Minangkabau. As a