of whom make Trotty, Meg and Richard feel they hardly have a right to exist, let alone marry. Trotty carries a note for Cute to Sir Joseph Bowley MP, who dispenses charity to the poor in the manner of a paternal dictator. Bowley is ostentatiously settling his debts to ensure a clean start to the new year, and berates Trotty because he owes a little rent and ten or twelve shillings to his local shop which he cannot pay off. Returning home, convinced that he and his fellow poor are naturally ungrateful and have no place in society, Trotty encounters Will Fern, a poor countryman, and his orphaned niece, Lilian. Fern has been accused of vagrancy and wants to visit Cute to set matters straight, but from a conversation overheard at Bowley's house, Trotty is able to warn him that Cute plans to have him arrested and imprisoned. He takes the pair home with him and he and Meg share their meagre food and poor lodging with the visitors. Meg tries to hide her distress, but it seems she has been dissuaded from marrying Richard by her encounter with Cute and the others. When the others have gone to bed, Trotty sits up with a newspaper and is reinforced in his belief that the poor are naturally wicked by reading of a mother who has drowned herself and her baby. In the night, the bells seem to call Trotty. Going to the church, he finds the tower door unlocked and climbs to the bellchamber, where he discovers the spirits of the bells and their goblin attendants who reprimand him for losing faith in man's destiny to improve. He is told that he fell from the tower during his climb and is now dead, and Meg's subsequent life must now be an object lesson for him: he must "learn from the creature nearest to [his] heart" what pressures there are on the poor. There follows a series of visions which he is forced to watch, helpless to interfere with the troubled lives of Meg, Richard, Will and Lilian over the subsequent years. Richard descends into alcoholism; Meg eventually marries him in an effort to save him, but he dies ruined, leaving her with a baby. Will is driven in and out of prison by petty laws and restrictions; Lilian turns to prostitution and dies of grief. In the end, destitute, Meg