Kingdom (42 MPs, rather than 103). The Dublin Castle administration would be eliminated, although with the retention of the Lord Lieutenant. The financial situation was a concern. Irish taxes had yielded a surplus of £2 million in 1893, but by 1910 that had become a current spending net deficit of £1.5m, which had to be raised by London. An annual "Transferred Sum" mechanism was proposed, so that public spending in Ireland could be continued at the same level. The Bill was passed by the Commons by a majority of 10 votes in 1912, but in January 1913 the House of Lords rejected it by 326 votes to 69. Later in 1913, it was reintroduced and again passed by the Commons and rejected by the Lords, this time by 302 votes to 64. In 1914, after the third reading, the Bill was passed by the Commons on 25 May 1914 by a majority of 77. Having been defeated a third time in the Lords, the Government used the provisions of the Parliament Act 1911 to override the Lords and send the bill for royal assent. Ulster crisis Unionists in Ulster were opposed to a home-rule Ireland governed from Dublin. Hostility to the Home Rule Bill was increasing in the counties of Antrim, Armagh, Down, and Londonderry. Early in 1912, some of the residents of that area began forming small local militias. By April 1912, the Irish Unionist Alliance's managing politician, Sir Edward Carson, could review 100,000 marching Ulster Volunteers. On 28 September 1912, more than 500,000 Unionists signed the Ulster Covenant pledging to defy Home Rule by all means possible. The Covenant was developed by Carson and organised by Sir James Craig. This Covenant specifically pledged not to acknowledge any Parliament out of Dublin, nor to obey its laws, nor pay any taxes levied by its government. This would be problematic especially since Ulster was the wealthiest and most prosperous part of Ireland. In January 1913, the Unionist Council reorganised their volunteers into a paramilitary Ulster Volunteer Force (UVF), whose members threatened to resist by physical force the implementation of the Act and the authority of any restored Dublin Parliament by force of arms. On 28 November 1913, Irish Nationalists responded by forming the Irish Volunteers "to secure the rights and liberties common to all the people of Ireland". The government's willingness to effectively oppose the Unionist threat was rendered highly