continuing financial problems from the last season in the team left only 6 players: Grishin, Danilin, Ravil, Blagov, Tatarkin and Kamkov, the rest went to other clubs. Rubin had to resort to the services of veterans and young students of urban football. At the beginning of the season, the first time in the history of the club did there was no money to go to the next game in Gorodishe and Volzhski. As a consequence, two technical defeat of 0–3 and a warning that in case of repeated failure to appear, the team will be disqualified from the tournament. Later, Kazan for the third time staying at home, this time ignoring Tula. Fortunately, and for this act "Rubin" was not disqualified from the championship. One of the key games of the season took place on 2 October in Yoshkar-Ola. 5 minutes before the final whistle, the only goal was scored by our captain, Rubin Ravil, thereby leaving the local "Druzhba" in last place. Residence in the second division was maintained. In the off-season club finally "divorced" with CAPO Gorbunov and was dependent only on the city. Resolution of the head of administration of Kazan on 13 March 1995 No. 276 were registered municipal institution "Football Club Rubin". Already during the tournament-1995 in the club there were personnel changes. Instead of a retired Zadikashvili came to the team Vladimir Borisovich Saveliev and Oleg Flegontov, who became head coach, respectively, and the director of the team. Due to intense activity guideline "tandem" Golov-Flegontov, in a short time managed to attract to the team several good level players, who helped the club does not fall lower rank. Only in the final round of the championship determined the fourth failure, who left the second league (with the other three all was clear much earlier). It became "Torpedo" from Pavlov. It had a point less than Rubin. Kazan team, at the last moment managed to jump off the footboard of the train going to the third league. Recovering lost ground (1996–2002) The turning point in the modern history of Rubin Kazan came in 1996, when the patron of the club, Kamil Iskhakrov, became the mayor of Kazan, and helped to improve the financial health of the club. In addition, he set up a two-part goal for the club: to first advance to the first league, and then to the Premier League. With the club finances