strict liability for car-drivers, but instead has a system that partially resembles it. There are two forms of liability that comes into action: liability in regards to the Danish traffic law (Danish: Færdselsloven) and liability in damages in regards to the insurance companies. In an accident where a car going the right way in a one-way street and hits a cyclist going the wrong way, there will be a liability for both the car's owner (who will not necessarily be the driver) and the cyclist. This is due to a requirement for liability insurance (Danish: ansvarsforsikring) for vehicle owners; the insurance companies will always apply this and thus make the vehicle's owner liable for damages. However the cyclist may be deemed liable by the Danish legal system for violating the one-way restriction while the driver may escape charges. In that case the car owner's insurance company may seek reimbursement (Danish: regres) from the cyclist. However, in the majority of the accidents the car driver is found liable in both regards; in 1999, in 90% of the accidents involving cars and cyclists the car-drivers were found fully liable. Rules , cyclists in Denmark can receive a fine for cycling without lights after a certain time of day; using a hand-held mobile phone while cycling; having defective brakes, reflectors, etc.; cycling against a red light; cycling against the direction of traffic; cycling on a pedestrian crossing; cycling on the left side of a bicycle path; not respecting traffic signs or arrows; breaking the unconditional right of way; not signaling; cycling with no hands on the handlebars; cycling on the sidewalk or footpath; holding onto another vehicle; cycling with two people on a bicycle that only has one seat (both persons will receive a fine); or positioning oneself in the wrong place before or while making a turn. Cyclists can also receive a warning if their bell does not work. Even though there is no fixed blood alcohol level above which it is illegal to ride a bicycle, cyclists can receive a fine for cycling under the influence if the police assess that doing so would be irresponsible. In intersections, cyclists wanting to turn left are not allowed to use the left-turn lanes that are meant for cars, but must cross the intersection first and turn left from there. If separate bike lanes are available, cyclists must use them. Bike lights must be