sections as follows: Information to be given to a tenant (e.g. landlord's identity etc.). Provision of rent books (information to be contained and offences). Implied terms as to fitness for human habitation. Repairing obligations. Reasonableness of service charges. Leasehold Valuation Tribunals jurisdiction in certain cases to be exercisable by Rent Assessment Committees. The Housing Associations Act 1985 consolidated certain provisions of the Housing Acts relating to housing associations and made some amendments to give effect to recommendations of the Law Commission and of the Scottish Law Commission. Its main headings were: The regulation of Housing Associations Housing association finance The Housing Corporation The Housing Act 1985 consolidated the Housing Acts (except the Landlord and Tenant Act 1985 and the Housing Associations Act 1985) and certain related provisions, with amendments intended to implement the recommendations of the Law Commission. This mammoth initiative reduced the principal Acts relating to private lettings to the Rent Act 1977, the Landlord and Tenant Act 1985 and the Housing Associations Act 1985. However, it was not to be very long before further amendments were needed. The Housing and Planning Act 1986 required that lawful premiums (paid in respect of some shared ownership leases, certain long tenancies (sl27 Rent Act I977) should be taken into account in the determination of a fair rent. Certain shared ownership leases were excluded from the operation of the Rent Act 1977, the Rent (Agriculture) Act 1976 and Part I of the Leasehold Reform Act 1967. Until the mid-1970s mortgages were largely unavailable for the purchase of flats (or large deposits were required with repayments at a high rate of interest). Large numbers of blocks of flats had been built in the 1930s usually on a leasehold basis for 99 years. Individual flats could only be sold on long leases for the remaining sixty or so years. Building societies did not consider this to be sufficient security for a mortgage. Once building societies changed their policies to offer 75% or sometimes larger mortgages at the same rates as paid for those for house purchases, landlords were able to sell flats as they became vacant on long leaseholds. Leases in older blocks with less than twenty years to run were almost impossible to sell. Landlords also began to offer long leases to sitting tenants sometimes at considerable discounts to open-market values. Now people rushed to get on the property ladder as house and