changes in livelihood, by improving the standards of education and youth empowerment within the communities. There is a strong emphasis on working in coordination with local individuals and organisations within the region in order to understand and to the most significant local issues Examples of initiatives Tzedek have supported in Ghana include: Providing access to finance and seed funds in rural locations through saving schemes. Delivering vocational training to improve livelihoods. Setting up a cooperative for disabled women. Providing mentoring to school students to guide them through careers, advise on study practice and how to access scholarship funds. Driving targeted improvements in educational quality in primary schools. Building youth empowerment initiatives to improve livelihood opportunities and also to develop young community leaders India Tzedek's work in India focuses on four main regions: Bihar, West Bengal, Andhra Pradesh and Tamil Nadu. The majority of the charity's work within India consists of funding sustainable poverty relief by partnering with and supporting local NGOs. By empowering these local organisations with self-sustaining livelihood projects, this has a long-term impact on the communities. The projects that Tzedek fund in India fall into the following categories: Virtual savings and loans associations Vocational skills training Agriculture Livestock Microcredit Livelihood Programmes The Ben Azzai Programme - an immersive learning experience, run in association with the Office of the Chief Rabbi, for university students on a trip abroad to one of Tzedek's focus regions in the developing world. The participants meet with local organisations and communities to greater understand the concept of social responsibility and Jewish obligation. Participants of the programme have gone on to set up Social Responsibility Weeks (SRW) at their Universities, with cooperation from Tzedek. Go Develop - an opportunity for individuals to volunteer in communities in Ghana and India, taking part in responsible development work. There is a particular focus on education, microfinance, women, youth empowerment and health. The Overseas Project Team (OPT) - the OPT operates Tzedek's Partnership Project Grants scheme, supporting creative grassroots projects that seek to improve the livelihood of poor and marginalised communities in Ghana and India. In 2018, Tzedek funded 20 partnership projects, lifting 3,600 individuals out of extreme poverty by tripling their average incomes. The OPT meets 4-6 times a year in London to discuss current applications and present new projects. Typical projects include vocational training, microcredit, livelihood start-ups, livestock, agriculture and more. Schools Twinning Programme - an initiative