completed the entity's delisting on . Leadership Groupe BPCE has had two chief executives () so far: François Pérol (July 2009 - May 2018) (June 2018 – present) Structure and operations Despite the 2009 merger, the two networks of local banks, Caisse d'Épargne and Banque Populaire, continue to operate under separate and to an extent competing brands. BPCE is fully owned by the local savings banks and popular banks, which in turn are legally owned by their customers as cooperative members. BPCE provides various deposit and loan products to small and medium enterprises, craftspeople, franchisees, and franchisers; savings collection and management, credit, payment, and wealth management services; and real estate financing and corporate banking services. The company also offers bancassurance products, including life assurance and pensions that comprise automobile and home insurance, legal protection, the guarantee of life accidents, the supplementary health care insurance, welfare professionals and the collective retirement pensions and health, as well as credit insurance and guarantees to individuals, professionals, real estate professionals, and businesses. Controversies In 2010 the French government's competition authority, the Autorité de la concurrence, fined eleven banks, including Groupe BPCE, 385 million euros in the context of the French check processing fee controversy of 2010. In 2022, Groupe BPCE's subsidiary Natixis, which owns a property at the famous intersection of Haight and Ashbury Streets in San Francisco, is forcing legendary music venue Club DeLuxe, the nesting ground for Swing revival, to close its doors. See also BNP Paribas Société Générale Crédit Agricole Crédit Mutuel References Systemically important financial institutions Banks under direct supervision of the European Central Bank BPCE