Tuition payments, usually known as tuition in American English and as tuition fees in Commonwealth English, are fees charged by education institutions for instruction or other services. Besides public spending (by governments and other public bodies), private spending via tuition payments are the largest revenue sources for education institutions in some countries. In most developed countries, especially countries in Scandinavia and Continental Europe, there are no or only nominal tuition fees for all forms of education, including university and other higher education. Payment methods Some of the methods used to pay for tuition include: Scholarship Bursary Company sponsorship or funding Grant Government student loan Educational 7 (private) Family (parental) money Savings By location A number of countries, such as South Africa, the United States and the United Kingdom, have "up-front tuition policies." These policies generally include a tuition fee that is large enough to give parents or guardians "a responsibility to cover some portion of their children’s higher education costs." This responsibility can make it difficult for a low-income student to attend college without requiring a grant or one or more loans. College tuition in the United States is one of the costs of a post-secondary education. The total cost of college is called the cost of attendance (or, informally, the "sticker price") and, in addition to tuition, can include room and board and fees for facilities such as books, transportation, or commuting provided by the college. In Europe the first cycle is free in several countries: Austria, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Malta, Montenegro, Norway, Poland, Scotland, Slovakia, Slovenia, Sweden, Turkey. In Hungary the annual tuition at a public university may exceed 15,000 euros. Only 32 percent of the students pay tuition that averages 1,428 euros for a year at a 1st-degree level and 1,552 for a year at the 2nd-degree level. It is important to note that a student in Hungary has an opportunity to receive a scholarship of up to 3,000 euros for living expenses and nearly 4,000 euros for good grades. In Lithuania the highest tuition is nearly 12,000 euros and 37 percent of the students pay. Tuition fees in the United Kingdom were introduced in 1998, with a maximum permitted fee of £1,000. Since then, this maximum has been raised to £9,000 (more than €10,000) in most of the United Kingdom, however, only those who reach a certain salary threshold pay this