the elections of 1836 Sir Francis Bond Head was appointed as Lieutenant-Governor and the Reform movement believed he would support their ideas. After meeting with Reformers, Bond Head concluded that they were disloyal to the British Empire and allied himself with the Family Compact. He refused proposals to bring responsible government to Upper Canada, responding in a sarcastic tone that belittled reformers. The Reform-dominated Assembly responded by refusing to pass the money bill, which halted the payment of salaries and pensions to many government workers. Bond Head then refused to pass any legislation from that government session including major public works projects. This caused a recession in Upper Canada. The movement was disappointed when Bond Head made it clear he had no intention of consulting the Executive Council in the daily operations of the administration. The Executive Council resigned, provoking widespread discontent and an election in 1834. Unlike previous Lt. Governors, Bond Head actively supported Tory candidates and utilized Orange Order violence in order to ensure their election. He appealed to the people's desire to maintain part of the British Empire and a paternalistic attitude of the Crown providing goods for the people. Reformers such as Mackenzie and Samuel Lount lost their seats in the Legislature and they alleged that the election was fraudulent. They prepared a petition to the Crown protesting the abuses, carried to London by Charles Duncombe, but the Colonial Office refused to hear him. The new Tory-dominated Legislature passed laws that exacerbated tensions including continuing the Legislative session after the death of the King, prohibiting members of the Legislature from serving as Executive Councillors, making it easier to sue indebted farmers, protecting the Bank of Upper Canada from bankruptcy, and giving Legislative Councillors charters for their own banks. Collapse of the international financial system On July 10, 1832, US President Andrew Jackson vetoed the bill for the refinancing of the Second Bank of the United States, causing a depression in the Anglo-American world. This was worsened in Upper Canada by bad wheat harvests in 1836 and farmers were unable to pay their debts. Most banks – including the Bank of Upper Canada – suspended payments by July 1837 and successfully obtained government support while ordinary farmers and the poor did not. One fifth of British immigrants to Upper Canada were impoverished and most immigrant farmers lacked the capital to pay for purchased land. Debt collection laws