a threshold of 11% WPI (whole person impairment) was implemented for physical injuries and 15% for psychiatric injuries Workers' compensation regulators for each of the states and territories are as follows: Australian Capital Territory – Work Safe Act New South Wales – State Insurance Regulatory Authority (formerly WorkCover NSW) Northern Territory – NT Work Safe Queensland – The Workers' Compensation Regulator (formerly Q-COMP) South Australia – ReturnToWork SA (from 1 July 2015) Tasmania – WorkCover Tasmania Victoria – WorkSafe Victoria Western Australia – WorkCover WA Every employer must comply with the state, territory or commonwealth legislation, as listed below, which applies to them: Federal legislation – Safety, Rehabilitation and Compensation Act 1988 New South Wales – Workers Compensation Act 1987 and the Workplace Injury Management and Workers Compensation Act 1998 Northern Territory – Work Health and Safety (National Uniform Legislation) Regulations Australian Capital Territory – Workers Compensation Act 1951 Queensland – Workers Compensation and Rehabilitation Act 2003 South Australia – Workers Rehabilitation and Compensation Act 1986 Tasmania – Workers Rehabilitation and Compensation Act 1988 Victoria – Workplace Injury Rehabilitation and Compensation Act 2013 Western Australia – Workers Compensation and Injury Management Act 1981 Brazil The National Social Insurance Institute (in Portuguese, – INSS) provides insurance for those who contribute. It is a public institution that aims to recognize and grant rights to its policyholders. The amount transferred by the INSS is used to replace the income of the worker taxpayer when he or she loses the ability to work due to sickness, disability, age, death, involuntary unemployment, or even pregnancy or imprisonment. During the first 15 days, the worker's salary is paid by the employer. After 15 days, the salary is paid by the INSS, as long as the employee is unable to work. Although the worker's income is guaranteed by the INSS, the employer is still responsible for any loss of working capacity, temporary or permanent, when found negligent or when its economic activity involves risk of accidents or developing labour-related diseases. Canada Workers' compensation was Canada's first social program to be introduced as it was favoured by both workers' groups and employers hoping to avoid lawsuits. The system arose after an inquiry by Ontario Chief Justice William Meredith, who outlined a system in which workers were to be compensated for workplace injuries if they gave up their right to sue their employers. It was introduced in the various