MISMO members can request the creation of a new workgroup or community of practice, which need to be approved by MISMO's governing board. In addition to standards and specifications, MISMO develops implementation guides and toolkits to help other organizations adopt standards and to solve their various business issues. MISMO has also published a Business Glossary, an online resource of common mortgage industry business terms and data point descriptions that are used with MISMO standards. Other Activities Education MISMO provides courses and webinars to help lenders adopt technology and prepare for future technology advancements impacting the mortgage industry. Topics include eMortgages, "MISMO Fundamentals" and the Home Mortgage Disclosure Act (HMDA). Certifications MISMO offers several certification programs for organizations and professionals. The Certified MISMO Standards Professional (CMSP) is a point-based certification program for professionals who demonstrate advanced knowledge of MISMO standards and best practices. The MISMO Software Compliance Certification is designed for technology companies that can demonstrate their products comply with MISMO standards. There are two certification levels, "Standard" and "Premier." MISMO also offers a TILA RESPA Integrated Disclosures (TRID) Certification program for companies that use MISMO standards and best practices appropriately on mortgage loan disclosures that lenders must give borrowers. Affiliations and Related Bodies MISMO has affiliations with The Appraisal Institute, The Property Records Industry Association, the American Land Title Association, CRE Finance Council and a number of other entities to build standards for both residential and commercial property transactions. Parent MISMO is a wholly owned subsidiary of the Mortgage Bankers Association. See also LIXI - Australian counterpart Grid-ML XML Schema Viewer - A tool for viewing and searching MISMO Schemas References External links MISMO Home Page Data transmission