Teresa Ghilarducci (born July 22, 1957) is an American scholar on labor and retirement issues. She has advocated for government to extend occupational retirement plan coverage to all workers. She published Rescuing Retirement (with Tony James) in 2018; the book makes the case for a Guaranteed Retirement Account that would supplement Social Security. In 2016 she wrote a popular book, How to Retire with Enough Money: And How to Know What Enough Is. One of her most recent books, When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them, investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995. Ghilarducci is an executive board member of the Economic Policy Institute, a member of the Retirement Security Advisory Board for the Government Accountability Office, court appointed trustees for the retiree health care trusts for UAW retirees of GM, Ford, and Chrysler and the USW retirees of Goodyear Tire. Ghilarducci won an Association of American Publishers award for her book Labor's Capital: The Economics and Politics of Employer Pensions in 1992. She previously taught economics for 25 years at the University of Notre Dame. Education She obtained a B.A. in Economics from University of California, Berkeley in 1978. She graduated from there in 1984 with a Ph.D. in Economics. Career Ghilarducci is the Bernard L. and Irene Schwartz Professor of Economics at the New School for Social Research in New York City. While a student at UC Berkeley from 1979 to 1983, Ghilarducci was a research assistant at its Institute of Industrial Relations (now its Institute for Research on Labor and Employment). She was hired as an Assistant Professor of Economics at the University of Notre Dame in 1983; she was promoted to Associate Professor of Economics in 1991. She served as Director of its Higgins Labor Research Center (now Higgins Labor Studies Program)from 1997 to 2007. It further promoted her to Professor of Economics and Policy Studies on August 22, 2005. She had an In Residence Fellowship at the Mary Ingraham Bunting Institute at Radcliffe College from 1987 to 1988. She serves as a public trustee for the health care VEBAs for United Auto Workers retirees of General