telecom operator customers worldwide. In 2007, Gemalto organized the telecom business into four lines—secure operated services, advanced products and data services, value-added products and service deployment, and SIM cards. Every year since 2000, Axalto and then Gemalto organized the "SIMagine" contest, the Worldwide Mobile Communication & Java Card Developers Contest, aimed at stimulating innovations using SIM-based solutions. Sponsors include Samsung Semiconductor Europe and Sun Microsystems. In 2016, following the Buzzinbees acquisition, it introduced the concept of SIM reactivation whereby operators can let users reuse expired SIM cards instead of purchasing new ones when they wish to re-subscribe to that operator. Near field communications (NFC) and mobile payment On October 30, 2008, Royal Bank of Canada, Visa and Rogers Wireless jointly announced that they were working together on the next phase of the mobile phone payment pilot, testing wireless delivery of mobile payment software and credit card information to a customer's mobile phone. The companies announced that Gemalto would provide this capability by acting as the trusted service manager to bridge banking with mobile phones. Gemalto's role is to manage the transfer of credit card information from RBC to the secure SIM card in the Rogers Wireless NFC-enabled mobile phone. Gemalto has played the TSM role in other NFC pilots in several countries, including France and Taiwan. In November 2007, Gemalto partnered with Taiwan's Far EasTone Telecommunications Ltd. to start Asia's first mobile contactless SIM-based NFC trial, as part of the GSM Association’s "Pay-Buy Mobile" initiative. Mobile signatures In November 2008, Turkcell, a mobile operator in Turkey, began using Gemalto's SIM-based mobile signature solution. The solution allows the 30 million Turkcell subscribers to access services that require strong authentication, such as internet banking or e-government services using their mobile phones to generate a legally binding electronic signature. Banking & Payment Gemalto supplies contact, hybrid, dual interface and contactless cards, EMV chip cards, payment terminals, and user authentication solutions for secure online banking. According to the Nilson report, Gemalto is the largest provider of chip cards, selling 1.5 billion chip cards, representing 49 percent of the market. At the start of 2010 in Germany 20 million ATM cards and 3.5 million credit cards were hit by an end-of-the-decade programming glitch which prevented them working. Gemalto's customers include 300 banks. Gemalto worldwide banking and retail customers include Santander UK, ABN AMRO Netherlands, Aktia, Finland, American Express, Banque Accord (France), Accord Italia (Italy), Caisse