d'Épargne (France), La Caixa (Spain), Crédit Agricole (France), Diners Club Croatia, Findomestic Italy, Fortis Belgium. Hansabank Estonia, HBOS UK, HSBC UK, ING Belgium, JCB, LHV Pank Estonia, National Bank of Greece, OpBank, Parex Bank (Latvia), Sampo (Finland), Société Générale, Agip France, Arena Netherlands, BMW, B.P., Esso, Sodexo, and Total France. EMV cards Gemalto delivered EMV cards to numerous financial institutions worldwide. In September 2008, Garanti Bank in Turkey began rolling out 300,000 Gemalto EMV contactless bankcards. In April 2016, National Commercial Bank (NCB) of Saudi Arabia appointed Gemalto as its supplier for dual-interface EMV cards. Instant Issuance As of November 2008, Gemalto's Instant Issuance service has been installed in over 300 shopping malls worldwide, enabling one million credit cards to be issued on the spot per year. CardLikeMe In July 2008, Gemalto began providing its CardLikeMe service to PlasticNow in Canada, giving consumers the ability to customize their card with the photo of their choice. eBanking and eCommerce security Following its acquisition of Swedish security firm Todos AB in April 2010, Gemalto eBanking provides a range of eBanking and eCommerce security solutions under the Ezio brand name. The Ezio Suite includes: The Ezio Server that supports multiple authentication techniques, including two-factor authentication, one-time passwords, challenge–response, dynamic signatures and sign-what-you-see. Authentication devices including smart card readers and tokens Mobile phone authentication using SIM, apps or SMS Gemalto eBanking supports the Ezio Suite with services including implementation, security audit, design and consulting, training, fulfilment and support. Ezio technology is in use in banks such as ABN AMRO, Barclays and Nordea. Barclays As of July 2008, more than one million Barclays customers are using Gemalto's cryptographic smart card reader, called PINsentry by Barclays for strong authentication for online banking. FINO PayTech Limited In June 2007, The Financial Information Network and Operations Ltd. (FINO PayTech Limited) in India began deploying Gemalto smart cards with biometric authentication. to enable microbanking and the underbanked population in rural India. Biometric cards Starting from 2018, Gemalto introduced a range of biometric cards including fingerprint sensors. In October 2019, biometric cards, equipped with fingerprint sensors, were delivered to NatWest in the UK in a project in partnership with Mastercard. In November 2019, biometric cards, equipped with fingerprint sensors, were delivered to Cornèrcard in Switzerland in a project in partnership with Visa. Security, public sector (e-Government) e-Passports Gemalto supplies electronic passport (e-passport) solutions to Australia, Colombia, Czech Republic, Denmark, Estonia,