neglected for much of the following quarter-century while the British government was preoccupied until 1815 with the Napoleonic Wars. One very important British oversight was the provision of adequate coinage for the new colony and, because of the shortage of any sort of money, the real means of exchange during the first 25 years of settlement was rum. Though it did not solve the problem arising from the lack of coins, but in an attempt to put some order into the economy, in 1800, Governor Philip Gidley King set the value of a variety of foreign coins circulating in New South Wales. During this period the New South Wales Corps, whose officers had benefited most from access to land and imported goods (thus hopelessly entangling public and private interests), defied the authority of the governors. The New South Wales Corps was recalled in 1808. Governor Macquarie was appointed in the following year. There was a change of policy under his administration towards the promotion of a private economy to support the penal regime, separate from the activities and interests of the colonial government. There was a significant increase in transportation after 1810, which provided cheap and skilled labour for the colony. As laborers, craftsmen, clerks and tradesmen, many convicts possessed the skills required in the new settlements. As their terms expired, they also added permanently to the free population. The Blue Mountains were a barrier to the expansion of the colony. The crossing of the Blue Mountains in 1813 enabled the settlers to access and use the wealthy land west of the mountains for farming. Bathurst was established as Australia's first inland settlement. The first bank in Sydney, the Bank of New South Wales, was established in 1817. The Bank, and each private bank established afterwards, could issue its own paper money. During the 19th and early 20th century, the Bank of New South Wales opened branches, first throughout Australia and Oceania, including branches at Moreton Bay (Brisbane) in 1850, then in Victoria (1851), New Zealand (1861), South Australia (1877), Western Australia (1883), Fiji (1901), Papua (now part of Papua New Guinea) (1910) and Tasmania (1910). In line with the British government's policy of concentrated land settlement for the colony, Governors of New South Wales tended to be conservative in making land grants. By the end of Macquarie's tenure in 1821, less than 1,000 square miles (3,000 km2) of land