31, 2010, shall continue to be so classified until the receipt of data from the decennial census in the year 2020, if such area has a population in excess of 10,000 but not in excess of 35,000, is rural in character, and has a serious lack of mortgage credit for lower and moderate-income families. An exception to the rural eligibility requirements is the Farm Labor Housing Program]l (Section 514/516), which is the only federal program available for development of housing for farm workers. This program is available in both rural and urban areas. See also Section 502 loans Section 514 loans Section 524 loans References United States Department of Agriculture agencies Rural community development Rural society in the United States External links Rural Housing Service Rural Housing Service in the Federal Register