Public insurance adjusters help policy holders receive payment from insurance companies. Public adjusters represent the policyholder for a small percentage of the resulting settlement money from the insurance claim. What they do This page on Public Adjusters in incomplete. Please see: https://en.wikipedia.org/wiki/Public_adjuster Public insurance adjusters represent the policyholder during the insurance claims process. These individuals or companies can inspect property damage, but in general they cannot practice law or give legal advice. While public adjusters are usually not lawyers (while some are), there are exceptions to the applications of laws. In most states where public adjusters are licensed they are issued licensure by a state's insurance commissioner's office to practice insurance; and insurance is based on law and incorporates law, and also operates based on legal principles and protocols. Absent a person have a law license, there are numerous professions that are permitted to practice specific, limited applications of law such as real estate, tax accounting, and insurance. Think of it as lawyers being able to practice any law, while public adjusters are able to practice insurance law, but only in a smaller portion; or to use a different analogy: if an attorney is a doctor, then a public adjuster is a nurse - both practicing medicine, but the (licensed) nurse is limited by restrictions that are far less than those a (licensed) physician. (The fact is that for most claims, most consumers don’t need more than an assistor like a public adjuster, because adjusting a claim is not complex litigation where an attorney is mandatory). But, it's still the practice of law -- there is no way to avoid law in insurance, and contrarily law is taught as an integral part of insurance to ensure protections and fairness for society. While a person might be a real estate agent and not a real estate attorney, or a certified public accountant and not a tax attorney, or being an adjuster instead of being either a plaintiff’s counsel or a defense counsel, these non-attorneys who practice these professions actually practice law applications but to a limited degree as authorized by the state. For example, an insurance claims adjuster can execute legal forms for consumers such as sworn statements and releases, and invoke contractual compliances and restrictions. Doing so is actually practicing law, but adjusters are licensed for just such authority. Without such licensure, then such limited legal practices are prohibited, hence