new business in 2013. The establishment of this enterprise was opposed by NFU hierarchy and the NFUM directors were required to agree that they would "consult on such matters in future". In 1929, NFUM bought another farming insurance company, Northern Farmers. In 1930, it bought a printing business, Edward Fox & Son. Between 1948 and 1974, NFUM had operations alongside unions in Central and East Africa, including what was then known as Rhodesia and Kenya. Operations in Kenya ceased in 1964 and Rhodesia in 1974. NFU Mutual acquired the Islands Insurance Group in 1987, providing access to NFU Mutual products for customers in the Channel Islands. NFU Mutual Risk Management Services Ltd is a health and safety company set up in 1997 that work with a variety of sectors including farming and manufacturing. NFU members receive a discount on some Risk Management Services through Union Advantage. NFU Mutual Direct was set up in 1996 to provide telephone and internet call centre services. Charitable activities NFU Mutual Charitable Trust NFU Mutual set up a Charitable Trust in 1998 to deal with need concerned with 'agriculture, rural development and insurance.' In 2022 it pledged to donate £1m to 'national and regional charities' as part of NFU Mutual's overall donation of £3.25m to charity. In 2022 it donated £30,000 to help the NFU support and expand its education projects. In the past 24 years the independent charity has distributed funds averaging around £250,000 per year. In 2022 the NFUM Charitable Trust pledged £150,000 to Disasters Emergency Committee's Ukraine Appeal. Farm Safety Foundation In 2014, NFUM set up the Farm Safety Foundation, an independent charity to help young farmers challenge their behaviours and change their attitude to farm safety. The Foundation aims is to have zero avoidable deaths on farms and run an annual Mind Your Head campaign concerning mental health issues. Agency Giving Fund In 2020, NFU Mutual set up a fund for its Agents to use in order to distribute money to charities in their local communities. A total of £1m was distributed in the first year. In 2021, the Agency Giving Fund distributed £2m to charities and in 2022 it will distribute £1.92m. Property dealing and development In 2021, NFU Mutual bought a shed near Milnrow for £27 million, it also committed to spending £100 million on 6 sheds near Clowes. Also in 2021, NFU Mutual's plans to develop a giant