The Ovens and Murray Football Netball League (O&MFNL) is an Australian rules football and netball competition containing ten clubs based in north-eastern Victoria, the southern Riverina region of New South Wales and the Ovens and Murray area. The name comes from the Ovens River, the river in the part of north-eastern Victoria covered by the league, and the Murray River, which separates Victoria and New South Wales. The league features three grades in the Australian rules football competition, with these being First-Grade, Reserve-Grade and Under 18s. In the netball competition, there are four grades, with these being A-Grade, B-Grade, C-Grade and Under 16s. Currently a home and away season consisting of eighteen rounds is played. The best five teams then play off according to the McIntyre system, culminating in the O&MFNL Grand Final, which from 1995 to 2017 was held at the Lavington Sports Ground in the Albury suburb of Hamilton Valley. History Beginnings of the O&MFA Organised competition in the area started as the "Ovens & Murray Football Association" in 1893, with the following foundation clubs – Beechworth Wanderers, Chiltern, Eldorado, Rutherglen, Wangaratta City and Wangaratta West End, with Beechworth Football Club winning premierships in 1893 and 1894 and Rutherglen winning thirteen O&MFA flags between 1895 and 1915. In 1910, the O&MFA had only three teams – Albury, Excelsior and Rutherglen with Rutherglen winning the premiership. Then in 1911, both Excelsior and Rutherglen applied to enter the Rutherglen and District Football Association. As a result, the O&MFL folded, with local teams attempting to apply to play in the Rutherglen & DFA. A ballot took place at a Rutherglen & DFA meeting on 29 April at Mackay's Hotel, Rutherglen which resulted in Balldale, North Albury, Rutherglen, South Albury and Wodonga being refused admission to join the association. Corowa, Excelsior and Lake Rovers were club's that were admitted. In 1911, the Albury Football Club was planning to divide the club into South Albury and North Albury teams, but as they were not admitted into the Rutherglen & DFA, the club went into recess in 1911. Rutherglen FC also went into recess in 1911. Albury FC and Rutherglen FC were admitted into the Rutherglen & DFA in 1912. In 1913, the Rutherglen & DFA consisting of the following teams – Albury, Balldale, Border United, Howlong, Lake Rovers and Rutherglen, with Albury defeating Rutherglen in the grand final at the Albury Sportground. The