competition reformed under the Ovens & Murray Football Association banner again in 1914, involving the following five teams: Albury, Border United, Howlong, Lake Rovers and Rutherglen. Balldale FC entered the Coreen & District Football League in 1914. In 1915, Beechworth Football Club and Wangaratta Football Club returned to play in the O&MFA. Howlong Football Club entered the Chiltern & District Football Association and went onto win the premiership, while Rutherglen defeated Lake Rovers in the O&MFA grand final played at Rutherglen. After a three-year break due to World War I, the O&MFA reformed for the 1919 season with only four clubs, Border United Football Club (Corowa based), Howlong, Lake Rovers and Rutherglen. Albury Football Club was reformed in early 1919 and played in the Albury Senior Football Association with two teams – South Albury and North Albury, with St. Patrick's FC defeating South Albury Football Club in the grand final on the Albury Sportsground. In 1920 the O&MFA didn't reform; "It seems strange that the O&MFA has apparently been allowed to die a natural death" with only two club's present at the O&MFA – AGM., with some clubs moving to play in the Chiltern & DFA and Coreen & DFA. The competition reformed in 1921 with Lakes Rovers, Rutherglen, St Patricks, Corowa, Springhurst and Wahgunyah. In 1922, larger town clubs Benalla and Wangaratta joined the OMFA whilst Wahgunyah and Springhurst moved to the Chiltern DFL. In 1924, Lake Rovers Football Club amalgamated with the Rutherglen Football Club. and Albury FC and the Diggers FC also decided to amalgamate in 1924 and apply for admission into the Ovens and Murray Football League as Albury Football Club. In 1926, the O&M name was changed from an association to a league, its present form. Around this time the clubs contesting the league included Wangaratta, Hume Weir (which drew many of its players from workers constructing the Hume Dam at the time), Yarrawonga and two clubs from the town of Albury, St Patricks and Albury club). These two clubs were largely divided amongst sectarian lines, St Patricks being Roman Catholic and Albury being Protestant and, after much tension, in 1929 the two clubs agreed to disband and form two new clubs, East Albury Football Club and West Albury Football Club, with the player base to be drawn geographically. In 1930, Haydn Bunton was recruited from the West Albury Football Club by Victoria Football League