on which coral grow again to form the islands of an atoll and the flooded bottom of the saucer forms the lagoon within them. Usage The word atoll comes from the Dhivehi word atholhu (Dhivehi: , ), Dhivehi is an Indo-Aryan language spoken in Maldives. The word's first recorded English use was in 1625 as atollon. Charles Darwin coined the term in his monograph, The Structure and Distribution of Coral Reefs. He recognized the word's indigenous origin and defined it as a "circular group of coral islets", synonymously with "lagoon-island". More modern definitions of atoll describe them as "annular reefs enclosing a lagoon in which there are no promontories other than reefs and islets composed of reef detritus" or "in an exclusively morphological sense, [as] a ring-shaped ribbon reef enclosing a lagoon". Distribution and size There are approximately 440 atolls in the world. Most of the world's atolls are in the Pacific Ocean (with concentrations in the Caroline Islands, the Coral Sea Islands, the Marshall Islands, the Tuamotu Islands, Kiribati, Tokelau, and Tuvalu) and the Indian Ocean (the Chagos Archipelago, Lakshadweep, the atolls of the Maldives, and the Outer Islands of Seychelles). The Atlantic Ocean has no large groups of atolls, other than eight atolls east of Nicaragua that belong to the Colombian department of San Andres and Providencia in the Caribbean. Reef-building corals will thrive only in warm tropical and subtropical waters of oceans and seas, and therefore atolls are found only in the tropics and subtropics. The northernmost atoll in the world is Kure Atoll at 28°25′ N, along with other atolls of the Northwestern Hawaiian Islands. The southernmost atolls in the world are Elizabeth Reef at 29°57′ S, and nearby Middleton Reef at 29°27′ S, in the Tasman Sea, both of which are part of the Coral Sea Islands Territory. The next southerly atoll is Ducie Island in the Pitcairn Islands Group, at 24°41′ S. The atoll closest to the Equator is Aranuka of Kiribati. Its southern tip is just 13 km (8 mi) north of the Equator. Bermuda is sometimes claimed as the "northernmost atoll" at a latitude of 32°18′ N. At this latitude, coral reefs would not develop without the warming waters of the Gulf Stream. However, Bermuda is termed a pseudo-atoll because its general form, while resembling that of an atoll, has a very different origin of formation. In most cases, the land area