former employee at Wallenberg-owned Skandinaviska Enskilda Banken, and was supported by 239 banks in 15 countries. Before its establishment, international financial transactions were communicated over Telex, a public system involving manual writing and reading of messages. It was set up out of fear of what might happen if a single private and fully American entity controlled global financial flows – which before was First National City Bank (FNCB) of New York – later Citibank. In response to FNCB's protocol, FNCB's competitors in the US and Europe pushed an alternative "messaging system that could replace the public providers and speed up the payment process". SWIFT started to establish common standards for financial transactions and a shared data processing system and worldwide communications network designed by Logica and developed by the Burroughs Corporation. Fundamental operating procedures and rules for liability were established in 1975, and the first message was sent in 1977. SWIFT's first international (non-European) operations centre was inaugurated by Governor John N. Dalton of Virginia in 1979. Standards SWIFT has become the industry standard for syntax in financial messages. Messages formatted to SWIFT standards can be read and processed by many well-known financial processing systems, whether or not the message travelled over the SWIFT network. SWIFT cooperates with international organizations for defining standards for message format and content. SWIFT is also Registration authority (RA) for the following ISO standards: ISO 9362: 1994 BankingBanking telecommunication messagesBank identifier codes ISO 10383: 2003 Securities and related financial instrumentsCodes for exchanges and market identification (MIC) ISO 13616: 2003 IBAN Registry ISO 15022: 1999 SecuritiesScheme for messages (Data Field Dictionary) (replaces ISO 7775) ISO 20022-1: 2004 and ISO 20022-2:2007 Financial servicesUniversal Financial Industry message scheme In RFC 3615 urn:swift: was defined as Uniform Resource Names (URNs) for SWIFT FIN. Operations centres The SWIFT secure messaging network is run from three data centres, located in the United States, the Netherlands, and Switzerland. These centres share information in near real-time. In case of a failure in one of the data centres, another is able to handle the traffic of the complete network. SWIFT uses submarine communications cables to transmit its data. Shortly after opening its third data centre in Switzerland in 2009, SWIFT introduced new distributed architecture with two messaging zones, European and Trans-Atlantic, so data from European SWIFT members no longer mirrored the U.S. data centre. European zone messages are stored in the Netherlands and in