The Clipper card is a reloadable contactless smart card used for automated fare collection in the San Francisco Bay Area. First introduced as TransLink in 2002 by the Metropolitan Transportation Commission (MTC) as a pilot program, it was rebranded in its current form on June 16, 2010. Like other transit smart cards such as the Oyster card, the Clipper card is a credit card-sized stored-value card capable of holding both cash value and transit passes for the participating transit agencies. In addition to the traditional plastic card, Clipper is available as a virtual card in Google Wallet and Apple Wallet. Clipper is accepted by nearly all public transit services in the Bay Area, including Muni, BART, Caltrain, AC Transit, SamTrans, Golden Gate Transit, Golden Gate Ferry, San Francisco Bay Ferry, VTA, and many others. History In 1993, Bay Area Rapid Transit (BART) and County Connection launched a pilot program named Translink (not to be confused with other agencies with that name) that allowed the use of a single fare card between the two systems. The card, which used magnetic stripe technology, was envisioned to one day include all Bay Area transit agencies. However, because of technical problems, the program was abandoned two years later. Translink had a projected capital cost of $4 million when undertaken in 1993. In its current form, first as TransLink and later as Clipper, implementation was expected to cost $30 million. Cost estimates have since increased; in 2008, the projected 25-year capital and operations costs were estimated at $338 million. Implementation took more than a decade. In 1998, MTC envisioned full availability of TransLink by 2001. However, it was fully operational for only five transit agencies by 2009; only 7 agencies by January 2012, 8 in January 2013, 13 by March 2015, finally reaching 20 agencies by March 2016. As of October 2022, the card can be used on 24 agencies, unlocking bike shares, and validating BART parking. TransLink was developed by Australian-based ERG Group and Motorola under the ERG-Motorola alliance in April 1999. However, upon the launch of Clipper, Cubic Transportation Systems took over administration of distribution, customer service, and financial settlement of the program. On , MTC changed the TransLink name to Clipper, an homage to the clipper ships of the 19th century, the fastest way to travel from the East Coast to San Francisco, and eliminated the contact interface which had been used