forum post or email of an employee that are incorrect or cause harm to a reputation, getting rid of office equipment such as fax machines without properly clearing their internal memory, or failing to notify customers that their private data has been breached. For example, some client companies have won significant settlements after technology subcontractors’ actions resulted in the loss of irreplaceable data. Professional liability insurance generally covers such payments and legal defense within policy limits. Additionally, client contracts often require on-site technology subcontractors to provide proof of general liability and professional liability insurance. See also Cumis counsel Decennial liability Professional liability insurance References Types of insurance