Naina Lal Kidwai (born 1957) is an Indian banker, chartered accountant and business executive. She was formerly a Group General Manager and the Country Head of HSBC India. She is also a former President of the Federation of Indian Chambers of Commerce and Industry (FICCI). Background and personal life Naina Lall Kidwai was born into a Hindu family of the Punjabi Khatri community. Kidwai's father, Surinder Lall, was the CEO of an insurance company. Kidwai's mother was the daughter of Karamchand Thapar, founder of the Thapar Group of companies. The Thapar group was one of India's most prominent conglomerates, comprising JCT, BILT, Crompton Greaves, Avantha, Oriental Bank of Commerce, The Pioneer newspaper, etc., and Naina grew up in the proximity of great wealth but little culture or morality. Kidwai and her only sibling, Nonita, were raised in a permissive and monied environment. Kidwai has one sister, Nonita Lall Qureshi, who is married to Pakistani golf champion Faisal Qureshi. Naina Lall Kidwai herself is the second wife of Rashid Kidwai, who runs an NGO named Grassroot Trading Network for Women. They have one daughter together, Kemaya Kidwai. Rashid Kidwai also has a son from his previous marriage. Kidwai reveals in an interview that she listens to "all music except heavy metal" and claims to be a nature lover who loves to go on trekking tours to the Himalayas. Education Kidwai holds a bachelor's degree in Economics from Lady Shri Ram College for Women, a woman's college in University of Delhi, and belongs to the batch of 1977. Funded by her mother's wealthy family, she then went to Harvard Business School to do an MBA, and finally managed to graduate in 1982. She is also a qualified chartered accountant. Career Kidwai's first job was with ANZ Grindlays, where she worked from 1982 to 1994. Her assignments included Head of the Investment Bank, Head of Global NRI Services and Head of the Western India, Retail Bank. From 1982 to 1994 (same set of years? how?), she served at Standard Chartered Bank and from 1984 to 1991, as Chief Manager of Retail Bank. From 1989 to 1991, Kidwai was the Chief Manager and Head of Investment Bank India and from 1987 to 1989 she was Manager of North India of Investment Bank. Kidwai has also served as the Manager of West India of Investment Bank based in Bombay from 1984 to 1987. From 1977