tells Chet why he came up to visit: to offer Chet a $25,000 investment opportunity. Feeling guilty from the wedding story, Chet is initially reluctant, but eventually agrees to write Roman a check for the whole amount. The families say their goodbyes and Roman and his family head back to Chicago. On the car ride home, Kate praises Roman for including Chet in the investment, noting that $25,000 is a lot of money for Chet's family to part with. Now feeling guilty himself, Roman halts the car and returns to the cabin. Upon his return, Roman confesses that the story about the wedding conversation never happened and that he is broke from some failed investments. His true intention for coming up to the lake was to solicit money from Chet to financially recover. During a thunderstorm, Kate discovers the twins have gone missing. Chet and Roman find them at the bottom of an old mine shaft, but the claustrophobic Roman is afraid to descend into the tiny space. After some encouragement from Chet, Roman reluctantly climbs down into the mine, while Chet searches for a rope to pull them out. Upon realizing that the mine is stocked with old dynamite, Roman takes his daughters and escapes the shaft on his own. Upon returning with the rope, Chet is horrified to discover the "Bald-Headed Bear" lurking in the mine. It chases him back to the cabin, smashes through the door, and rampages through the house. Wally bursts in with a loaded shotgun lamp while Roman tries to hold off the animal with a fireplace poker and an oar. Chet takes the shotgun lamp and shoots the bear, blowing the fur off its rear. Roaring in pain, the bear runs out of the house. The next morning, the families part on amicable terms. Cammie accepts Buck's apologies and they end their brief romance. To Chet's dismay, Connie reveals that she invited the Craigs to stay with them until they can recover. The Ripleys return to Chicago as Chet plans to beat Roman to their house. During the credits, a deleted scene shows Chet, Connie, Roman, Kate, and Wally in a bar dancing to "Land of a Thousand Dances". In a post-credits scene, three members of the raccoon family (who rummaged through the trash cans throughout the film) talk in their language about "Jody" sitting in the lake. One of them learns about