as a whole. Total disbursal of education loans amount to Rs. 60 billion. Aluva is the largest industrial belt in Kerala. There are more than 247 industries viz. Fertilisers and Chemicals Travancore (FACT), Travancore Cochin Chemicals, Indian Rare Earths Limited, Hindustan Insecticides Limited and many others manufacturing a range of products like chemical and petrochemical products, pesticides, rare-earth elements, rubber processing chemicals, fertilizers, zinc/chromium compounds and leather products. Publicly-listed companies from Kerala . The following companies headquartered in or primarily operating from Kerala are listed on the Bombay Stock Exchange: Muthoot Capital Services Limited Geojit Financial Services V-Guard Industries Ltd Federal Bank Dhanlaxmi Bank South Indian Bank Cochin Minerals and Rutile Limited Manappuram Finance Limited Muthoot Finance Harrisons Malayalam Accel Transmatic Limited GTN Textiles Limited Kitex Garments Nitta Gelatin India Ltd Eastern Treads Limited Rubfila International LTD Kerala Ayurveda Ltd Vertex Securities Ltd Sree Sakthi Paper Mills AVT Natural Products Victory Paper and Boards (India) Limited Cochin Shipyard Limited Aster DM Healthcare Limited Wonderla Holidays Ltd (See Wonderla) Catholic Syrian bank TCM Ltd (Formerly Travancore Chemical & Manufacturing Company Ltd) The structure of unemployment and job seekers in the southwestern state of Kerala varies significantly from the rest of India. K. P. Kannan, a development economist in Kerala, calls it as Educated Unemployment, in which a person can't find desired job according to his educational qualification. Other varying factor of Kerala with respect to rest of India is the higher number of female job seekers with respect to its male counterpart. More than 60% of the total job seekers in Kerala are women, with most of them are well-educated. It is also seen that the unemployment rate among the women job seekers is much higher than that among the male job seekers. Around 25% of the Postgraduates are unemployed while nearly 17% of each of those who have attained either a technical degree or vocational training are unemployed. The labour force utilized for the primary and secondary sectors of the state are mainly the Migrant labourers in Kerala, who come from other states of India, for higher wages. A portion of the male workforce of the state have emigrated—mostly to the Gulf countries—in search of better-paying jobs, known as Kerala Gulf diaspora. However the female work force doesn't do so resulting in higher unemployment rate among the women, who are more than 60% of the total job seekers in Kerala.