Federal Reserve Board on behalf of Federal Financial Institutions Examination Council (FFIEC), an interagency body empowered to administer HMDA. Pursuant to the Dodd–Frank Wall Street Reform and Consumer Protection Act, as of 2018 HMDA data was to be submitted to the Consumer Financial Protection Bureau via an online portal named the HMDA Platform. The first year of data submitted via this process was 2017. The Dodd-Frank expanded the data fields collected under HMDA to provide better regulatory and public visibility into mortgage markets. Some changes include: the option for applicants and borrowers to self report race and ethnicity information in disaggregated format. The collection of race and ethnicity data requires a specific exemption from Regulation B, which implements the Equal Credit Opportunity Act (ECOA). other expanded demographic data expanded data on loan features and types use of Legal Entity Identifier (LEI) as a primary identifier for HMDA reporters use of Universal Loan Identifier (ULI), unless claiming partial exemption, that incorporates a check digit for accuracy changes in units of measure or enumerations to previously collected fields On behalf of the FFIEC, the CFPB maintains a HMDA compliance guide that is publicly available and contains information on how and what to report in the data collection. Additional tools are made available by the FFIEC to facilitate compliance with Regulation C. The Economic Growth, Regulatory Relief and Consumer Protection Act allowed small banks to claim partial exemptions from reporting certain data fields if their Community Reinvestment Act ratings were not low and they were below certain counts for mortgage activity. Data collected in the LAR Contents of the HMDA data collection for 2017 and prior: The date of application The loan type (conventional loan, FHA loan, VA loan or a loan guaranteed by the Farmers Home Administration) The type of property involved (single-family, multifamily) The purpose of the loan (home purchase, home improvement, refinancing) Owner occupancy of the property (owner occupied or non-owner occupied) The loan amount Whether or not the application was a request for pre-approval The type of action taken (approved, denied, withdrawn, etc.) The date of action taken The location (state, county, MSA and census tract) of the property The ethnicity (Hispanic or non-Hispanic) of the borrower(s) The race of the borrower(s) The gender of the borrower(s) The gross annual income of the borrower(s) If the loan was subsequently sold in the secondary market, the type of entity that