London, and Elsa is thankful. She hates Barstowe's poetry after hearing much of it on the island. She now prefers Martin. "Pots o' Money" UK: Strand, December 1911 (source for this book) US: Metropolitan, February 1912 (set in U.S.) Plot Owen Bentley, employee of the London and Suburban Bank, wishes to marry Audrey Sheppherd, but her father has forbidden it because Owen does not have enough money. Mr Sheppherd prohibits Audrey from seeing Owen again, so Owen and Audrey talk frequently on the telephone. Owen wants to make money but does not know how. He once hoped to find success dramatizing a sentimental novel called White Roses by Edith Butler. He sent her his dramatization, but never heard back from her. Over the telephone, Audrey tells Owen that a dramatized version of White Roses is running at the Piccadilly Theatre. Audrey thinks Edith Butler stole Owen's work. Owen finds it hard to believe that an author of sentimental novels would do such a thing. Audrey urges him to see the play and find out. Before doing so, Owen enjoys his annual holiday in the Shropshire village where he spent his boyhood, at the house of an old acquaintance Mr Dorman. Owen has his fortune told by Dorman's mother. Mrs Dorman sees "pots o' money" in Owen's future, and also predicts that Mr Prosser, a temperamental, black-bearded writer of sociology books also staying with Mr Dorman, will get engaged and marry within the year, though Prosser strongly disagrees. Back at the bank, Owen forgets to stamp some envelopes. Prosser comes to the bank to complain that Vera Delane, his new fiancée, has had to pay for unstamped envelopes. Owen is thrilled that Prosser is engaged, since his own fortune may become true. Prosser is sorry for being temperamental before and invites Owen to dinner after Owen goes to the theatre. At Audrey's insistence, Owen finally sees the play, and discovers that it is his dramatization. He later tells Prosser about it and asks for his advice. Prosser reveals that Edith Butler is his pseudonym, and he did not know who wrote the dramatization, which had no name on it. The play has not been successful in London, but has been very successful in America, so Owen will receive pots o' money. "Out of School" US: Ainslee's, September 1909 (considerably shorter version set in U.S.) UK: Strand, October 1910 (source for this