exemplary damages. The scheme provides a range of entitlements to injured people, however 93.5 percent of new claims in 2011 to 2012 were for treatment costs only. Other entitlements include weekly compensation for lost earnings (paid at a rate of 80% of a person's pre-injury earnings) and the cost of home or vehicle modifications for the seriously injured. The scheme offers entitlements subject to various eligibility criteria. ACC works with partners and communities on initiatives to prevent injuries. These initiatives include "RugbySmart" with New Zealand Rugby, "Ride Forever", "Mates and Dates", and "Make Your Home a Safety Zone" with Safekids Aotearoa. It is claimed that the system encourages clinicians to report mistakes. The cost of litigation to the health system is considerably less than in some other countries. Pseudoscience ACC provides funding for several pseudo scientific healthcare modalities such as acupuncture, osteopathy and chiropractic interventions. Funding ACC is primarily funded through a combination of levies and government contributions. Income collected from each source goes into predetermined accounts based on the source. Costs relating to an injury are paid from one of these accounts based on the type and cause of the injury. The four main accounts are: Work, Earners, Non-Earners, and Motor Vehicle. There is also a fifth account - Treatment Injury (formerly Medical Misadventure), that draws on both the Earners and Non-Earners accounts. ACC initially had a "fully funded" model whereby sufficient levies were collected to cover the lifetime cost of each injury - which might require compensation over a period of 30 years or more. The scheme was shifted to a "pay-as-you-go" funding model, where the scheme collects enough levies during a year to cover the cost of claims for that particular year, in 1982. The “fully funded” model was restored in 1999. However, getting ACC onto a strong financial footing was not easy and in 2009, ACC posted a $4.8 billion loss—at the time described as the biggest corporate loss in New Zealand's history. This cost escalation is thought to have been due to an increase in the number of claims, a widening of entitlements and increased costs of meeting the claims. Another factor was physiotherapy services being made free at the point of delivery leading to over-servicing of clients. Between 2000 and 2008 this appears to have contributed to an increase in physiotherapy costs of 214%. The 100% reimbursement scheme for physiotherapist services was ended, and