services for new car purchases. In 2020, Hyundai Capital issued CHF-denominated public bonds worth 300 million, USD-denominated ABS abroad worth 650 million, KRW-denominated sustainable bonds worth 230 billion, and CHF-denominated green bonds worth 300 million. In July 2020, Hyundai Capital Bank Europe GmbH (HCBE), completed takeover of German auto finance company Sixt Leasing SE, and in December 2020, Hyundai Capital established Hyundai Capital Indonesia (HCID). Services Hyundai Capital Services provides auto financing, private financing and corporate financing services. The auto financing service offers lease, rental services as well as new car installment loan, used car loan, direct used car loan. For the private financing service, the company offers credit Loan, car secured loan, housing mortgage loan, loan for lease, housing finance corporation. For the corporate financing service, the company provides corporate loan and corporate lease. Global Operations Hyundai Capital currently operates in 9 countries outside South Korea. Its financially operating firms are based in the U.S., Canada, Germany, the U.K., and China. Offices in Russia, Brazil, India, Australia, and the EU provide financial consulting for Hyundai and Kia local distribution companies at respective countries. The company’s focus on digital transformation in auto finance propelled its online CPO (Certified Pre-Owned) car business. As of 2020, Hyundai Capital has 4,800 global employees and 96 trillion won in global assets. Hyundai Capital America Founded in 1989, Hyundai Capital America (HCA) is a part of the Hyundai Motor Group family of companies, supporting the financial services needs of Hyundai Motor America, Genesis Motor America, and Kia Motors America. Founded in 1989, Hyundai Capital America (HCA) is a part of the Hyundai Motor Group family of companies, supporting the financial services needs of Hyundai Motor America, Genesis Motor America, and Kia Motors America. With assets of over USD 35 billion as of 2020, HCA effectively serves more than 1.8 million customers and 1,600 dealers nationwide. Hyundai Capital Bank Europe Hyundai Capital Europe, the European Hyundai Capital subsidiary established in 2010 in Germany, received the European Central Bank as well as the German financial authorities’ approval to establish a captive bank in Germany in 2016. In January 2017, the bank, Hyundai Capital Bank Europe GmbH (HCBE), has officially launched its operations starting with providing financial services to customers and dealers of the Kia brand. HCBE was the first non-European financial service provider to obtain a banking license from the European Central Bank. HCBE laid a solid