were the outlets of the only Soviet State Bank, Gosbank until 1987 and Sberbank (USSR Savings Bank) afterwards. Spain: see Savings bank (Spain) Sweden: see List of banks in Sweden#Savings banks United Kingdom: see Trustee savings bank United States: see Savings and loan association, Federal savings bank, and Mutual savings bank See also Postal savings system References Bibliography "Liberalisation of financial markets in New Zealand" Arthur Grimes, Institute of Policy Studies, Victoria University of Wellington, Wellington, 1998 Retrieved Feb. 11, 2006. Tiwari, Rajnish and Buse, Stephan (2006): The German Banking Sector: Competition, Consolidation and Contentment, Hamburg University of Technology (TU Hamburg-Harburg) Brunner, A., Decressin, J. / Hardy, D. / Kudela, B. (2004): Germany’s Three-Pillar Banking System – Cross-Country Perspectives in Europe, Occasional Paper, International Monetary Fund, Washington, D.C. 2004. Mauri, Arnaldo (1969). The Promotion of Thrift and of Savings Banks in Developing Countries, International Savings Bank Institute, Geneva. External links World Savings and Retail Banking Institute / European Savings and Retail Banking Group Crisis y Reforma de las Cajas de Ahorros en España Banks