Sir António Mota de Sousa Horta-Osório (born 28 January 1964) is a Portuguese-British banker, formerly group chief executive officer (CEO) of Lloyds Banking Group (2011-2021), who was chairman of Credit Suisse until 17 January 2022. Sir Antonio joined Credit Suisse in April 2021 following a series of scandals at the bank. He left the bank in January 2022 after alleged breaches of Covid quarantine rules while travelling in Europe. Early life Family António Mota de Sousa Horta-Osório was born in January 1964, in Lisbon, the eldest child of António Lino de Sousa Horta Osório, a lawyer and national table tennis champion, and Adélia Maria Mendonça Mota. His paternal grandfather is António de Sousa Horta Sarmento Osório, a lawyer, economist and politician, and his maternal grandfather is Carlos Cecílio Nunes Góis Mota, 29th president of the Sporting Clube de Portugal. He has two sisters and one brother: Sofia Maria de Mendonça de Sousa Horta Osório (Lisbon, 23 May 1975), Inês Maria de Mendonça de Sousa Horta Osório (Lisbon, 25 September 1976) and Carlos Eduardo Mota de Sousa Horta Osório (Lisbon, 5 March 1978). Education Horta-Osório graduated in Management and Business Administration from the Catholic University of Portugal, Lisbon, in 1987. He received his MBA at INSEAD, in 1991, where he was awarded the Henry Ford II prize for the best student in that year. He attended an Advanced Management Program (AMP) at Harvard Business School in 2003. Career Early career In 1987 Horta-Osório joined Citibank in Portugal, where he became vice president and head of Capital Markets until 1990. During this period, he also taught at the Catholic University of Portugal, where he was an assistant professor, and a guest professor from 1992–1996. He was also a guest professor in the Superior Course of Banking Management at the Portuguese Bank Training Institute (IFB), from 1988 to 1994. In 1991 he joined Goldman Sachs, working in their corporate finance division, in New York City and London, from 1991 to 1993. That year, he was invited by Emilio Botín and Ana Botín to join the Santander Group and set up Banco Santander de Negócios in Portugal (BSNP), of which he became CEO. From 1995 to 2003, he was president of the Association of Alumni of INSEAD in Portugal. In 1998 he became a member of the INSEAD Portuguese Council, and from 2003 to 2007 he was the chairman. In 1997, Horta-Osório moved to