to 1992 are still on non-standard plans. Those plans are no longer eligible for new policies. Over the years, new laws have brought many changes to Medigap Policies. For example, marketing for plans E, H, I, and J has been stopped as of May 31, 2010. But, if someone was already covered by plan E, H, I, or J before June 1, 2010, they can keep that plan. Medigap plans M and N took effect on June 1, 2010, bringing the number of offered plans down to ten from twelve. Congress passed the bill H.R. 2 on April 14, 2015, which eliminates plans that cover the part B deductible for new Medicare beneficiaries starting January 1, 2020. Those who enroll into Medicare after this date will not be able to purchase plans F or C; however, people who enrolled into Medicare prior to then will still be able to purchase plans F or C. Congress believes eliminating first dollar coverage plans will save Medicare money. In 2020, 58.8 percent of individuals turning 65 and first becoming eligible for Medicare picked Plan G as their Medicare Supplement plan choice. Plan N was the second most-popular choice accounting for 32.8 percent when turning age 65. Drug coverage Some Medigap policies sold before January 1, 2006, may include prescription drug coverage, but after that date, no new Medigap policies could be sold with drug coverage. This time frame coincides with the introduction of the Medicare Part D benefit. Medicare beneficiaries who enroll in a Standalone Part D plan may not retain the drug coverage portion of their Medigap policy. People with Medigap policies that include drug coverage who enrolled in Medicare Part D by May 15, 2006, had a guaranteed right to switch to another Medigap policy that has no prescription drug coverage. Beneficiaries choosing to retain a Medigap policy with drug coverage after that date have no such right; in that case, the opportunity to switch to a Medigap policy without drug coverage is solely at the discretion of the insurance company issuing the replacement policy, but the beneficiary may choose to remove drug coverage from their current Medigap policy and retain all other benefits. The vast majority of Medicare beneficiaries who hold a Medigap policy with drug coverage and then enroll in a Part D Plan after May 15, 2006, will have to pay a late enrollment penalty. The only exception