loosening its coverage rules and changing compensation for caregivers, the 2019 laws also made widespread changes to medical reimbursement rates, commonly referred to as the "fee schedules." The law did not expressly address whether the new few schedules should be applied retroactively. In 2019, a group of stakeholders filed a lawsuit, arguing that the 2019 no-fault law's fee schedule should not be applied retroactively. Attorneys have argued that the failure to include a "grandfather clause" in the 2019 law “punishes car accident victims and medical providers by leaving them subject to restrictions they never agreed to such as coverage limitations and a medical fee schedule whose reductions on reimbursement rates will deny them access to necessary medical care and treatment.” As of January, 2023, the case was currently pending before the Michigan Supreme Court. US states and Canadian provinces with no-fault laws Pure no-fault Manitoba Qualitative threshold Delaware Florida Hawaii Kansas Kentucky Michigan Minnesota New Jersey New York North Dakota Ontario Pennsylvania Quebec (only for bodily injury suffered in automobile collisions) Quantitative threshold Kansas ($2000 Threshold) Kentucky ($1000 Threshold) Massachusetts ($2000 Threshold) Minnesota ($4000 Threshold) North Dakota ($2500 Threshold) Saskatchewan ($90,000 threshold) Utah ($3000 Threshold) Choice no-fault Kentucky New Jersey Pennsylvania Saskatchewan See also Accident Compensation Corporation in New Zealand Transport Accident Commission in Victoria, Australia No-fault liability External links Saskatchewan Government Insurance, Press Release - Choices in Auto Insurance. References Insurance Information Institute Jost, K. (1992, May 22). Too many lawsuits?. CQ Researcher, 2, 433-456 Randall R. Bovbjerg & Frank A. Sloan, No-Fault For Medical Injury: Theory and Evidence, 67 U. Cin. L. Rev. 53 (1998) Insurance law Types of insurance