including "reasonably necessary health insurance, disability insurance, and health savings account expenses", expenses for protection from family violence, continued contributions to care of nondependent family members, actual expenses of administering a chapter 13 plan, expenses for grade and high school, up to $1,500 annually per minor child provided that the expenses are reasonable and necessary, additional home energy costs in addition to those laid out in the IRS guidelines that are reasonable and necessary, 1/60th of all secured debt that will become due in the five years after the filing of the bankruptcy case, 1/60th of all priority debt, and continued contributions to tax-exempt charities. An itemized list of the applicable IRS living standards can be found at the US Trustee's website. A "presumption of abuse" will arise if: (1) the debtor has at least $182.50 in current monthly income available after the allowed deductions (this equals $10,950 over five years) regardless of the amount of debt, or (2) the debtor has at least $109.59 of such income ($6,575 over five years) and this sum would be enough to pay general unsecured creditors more than 25% over five years. For example, if a debtor had exactly $109.59 of "current monthly income" left after deductions and owed less than $26,300 in general unsecured debt, then the presumption of abuse would arise, [see ]. If a presumption of abuse is found under the means test, it may only be rebutted in the case of "special circumstances", [see ]. Nonpresumed abuse Even in cases where there is no presumption of abuse, it is still possible for a Chapter 7 case to be dismissed or converted. If the debtor's "current monthly income" is below the median income, as discussed above, only the court or the United States trustee (or bankruptcy administrator) can seek dismissal or conversion of the debtor's case. If the debtor's "current monthly income" is above the median income, as discussed above, any party in interest may seek dismissal or conversion of the case. The grounds for dismissal under are the filing of a petition in "bad faith", or when "the totality of the circumstances (including whether the debtor seeks to reject a personal services contract and the financial need for such rejection as sought by the debtor) of the debtor's financial situation demonstrates abuse." Waiting period between filings Another change that resulted from the BAPCPA was an extension of the time