Notably, the NCUA worked to bolster the Central Liquidity Facility and enhance its ability to serve as a liquidity backstop for the system during 2020. Following the regulatory enhancements provided by the Coronavirus Aid, Relief, and Economic Security (CARES) Act and changes to the agency's regulations by the NCUA Board, the facility experienced a significant increase in its membership and borrowing capacity. Because the COVID-19 pandemic posed unique economic and financial challenges to rural and underserved communities, the NCUA committed the majority of its 2020 Community Development Revolving Loan Fund allocation to COVID-19 assistance. In 2021 and beyond, the NCUA's goals include advancing economic equity and justice within the credit union movement and build on the agency's ACCESS program. Plans call for enhancing support for minority depository institutions, ensuring compliance with fair lending laws, advancing initiatives to close the wealth gap, and proactively considering future challenges like climate change to mitigate risks posed by rising seas, climbing temperatures, and devastating wildfires. Insurance coverage The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by the United States Congress in 1970 to insure members' deposits in federally insured credit unions. On July 22, 2010, the Dodd–Frank Wall Street Reform and Consumer Protection Act was signed into law and included permanently establishing NCUA's standard maximum share insurance amount at $250,000. The NCUA operates and manages the NCUSIF, insuring the deposits of more than 111 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Credit unions may also offer an array of additional financial services which are not covered by federal insurance. Website On March 9, 2011, then Board Chairman Debbie Matz unveiled MyCreditUnion.gov, a source of educational information and personal finance tips designed to help individuals make financial decisions. The website also explains how credit unions work, where to find one, and even how to start a credit union. See also Title 12 of the Code of Federal Regulations Credit Union National Association NCUA Corporate Stabilization Program NCUA v. First National Bank & Trust References External links The NCUA in the Federal Register Search for the NCUA's Letters to Credit Unions and Other Guidance Search for the NCUA Individual Credit Union Data NCUA Share Insurance Calculator MyCreditUnion.Gov Credit unions of the United States Bank regulation in the United States Independent agencies of the United States government Government agencies established in 1970 Financial