capital to their children. This has led to a persistent wealth gap between Black and white families. In 2022, white households held on average $252,000 more than the average Black family. Covert Racism and Colonialism After the departure of Western imperial powers from their former colonies, many nations in the Global South were left with odious debt, crumbling institutions, economic decline and social morass. No longer in control of their former colonies, some people in the West looked for ways to explain the lasting impact of their colonial rule. Covert concepts that blamed the culture of former colonies replaced clear, moral and scientific boundaries between the colonizers and colonies. Notable examples include: "cultural deficits" and "deficient human capital." To explain this rhetoric, some scholars argue that the moral separation did not go away but changed forms, as fatalistic concepts like a "culture of poverty" turned attention away from structural inequities left from colonial rule and put the onus on former colonies. The White Savior Complex Enlightenment Colonialism refers to a set of cultural norms that served as a justificatory premise for colonial rule. Enlightenment colonialism comes from the philosophy of the White Man's Burden and the suppositious moral responsibility of white people to "save" the "uncivilized" people in the Global south. The fundamental premise rests on the cultural inferiority of former-colonies compared to the "civilized" culture of Western powers. Economic exploitation, slavery and oppression was justified by a promise of introducing tenants of a "civilized society" as defined by the fundamental elements of Western culture. Emerging from decades of Enlightenment colonialism came the White Savior Complex. Although "white saviors" may not overtly impose Western cultural norms, what is similar about both philosophies is the premise of cultural inferiority and the erasure of the agency of former-colonies. White Saviorism assumes that the people impacted by the problem, usually in developing nations, are incapable of creating their own solutions and that white people must intervene to save them. Critics of white saviorism argue that it perpetuates a subtle dependency from the survivor to the savior. Developing countries become reliant on charity from Western charities that puts the recipient at a subservient position to the giver. White saviors have also been criticized for prioritizing their values over the experience of the local community. However, many argue that western charity is a net-good and that it is the responsibility of wealthy nations in the