on retirement savings should also consider simultaneously enhancing psychological connectedness. People are most likely to save rather than spend when they are knowledgeable about the outcomes of their decisions and feel connected to their future selves. In 2017, the Consumer Financial Protection Bureau included a measure of psychological connectedness to the future self in its first Financial Wellbeing Survey. Health Applying the existing theory, researchers hypothesized that increasing feelings of connectedness with the future self should cause people to make healthier dieting and exercising decisions. Correlational evidence suggests that feeling psychologically connected to the future self corresponds with greater self-reported health. In randomized experiments, participants that wrote in detail about a distant future self were more likely to exercise in the days following the intervention. Ethicality People engage in ethically dubious behavior because they tend to neglect the potential future consequences of their behavior, but feeling connected to one's future self should lead them to discount the future less and thus avoid ethical transgressions. Experiments have found that assigning participants to write about their future selves can decrease support for unethical negotiation strategies. In another set of experiments, after interacting with a 40-year old version of themselves in immersive virtual reality, college students were less likely to cheat on a following task. In a field experiment in the Netherlands, high schoolers that received texts from an avatar of their future self were less likely to engage in delinquent and anti-social behavior. Related constructs Possible selves Future selves are specific ideas about who one might become in the future. Possibles selves include the ideal selves people hope to become, other selves who people could become, and selves people are afraid of becoming. Future selves can serve as a roadmap to guide individuals from where they are in the present to where they imagine being in the future. However, in cognitive psychology, the future self is one type of a broader concept called 'possible selves'. These possible selves are psychological schema representing multiple alternative versions of the self, encompassing past and future selves that together characterise regrets, doubts, hopes, worries, and fantasies about who we may have been previously and who we may become. The way individuals envision their possible selves influences their behaviour and its outcomes. For example, when the future selves of a subject are indicative of unattainable fantasies, rather than reasonable expectations, effort and performance are lower across educational,