Ivan Christoforovich Ozerov (pseudonym Ikhorov, 1869–1942) – Russian professor, financier, economist, urban planning specialist, prose writer. Biography Born in 1869 in a peasant family. He studied at a two-year folk school and showed such abilities there that teachers strongly advised and helped his mother arrange Ivan at the Chukhloma city school, and then he studied at the Kostroma gymnasium for a Susanin scholarship (1881–1889). After graduating from high school with a gold medal, he entered the law faculty of Moscow University. Under the leadership of professor I. I. Yanzhula engaged in economic sciences. After graduating from Moscow University with a diploma of the 1st degree, he was appointed in November 1893 as a junior candidate for judicial positions in the Moscow Court of Justice and from January 1894 left at the Department of Financial Law to prepare for a professorship. From March 1895 – privat-docent of Moscow University. In January 1896 he was sent on a scientific mission to Europe. In (Germany), England, France and Switzerland, he collected materials about the features of the development of tax systems and the basic principles of financial law, customs policy, the relationship of entrepreneurs and wage workers, the evolution of cooperation and so on. In 1898 he received a master's degree for his thesis "Income tax in England and the economic and social conditions of its existence". In February 1900 he defended his doctoral thesis "The main trends in the development of direct taxation in Germany in connection with economic and social conditions" and was appointed first extraordinary (1901), and since March 1903 – ordinary professor of the department of financial law of Moscow University. In the 1900s I. Kh. Ozerov won the reputation of one of the most respected Russian scholarlys – economists. Thanks to his lectures, Ozerov enjoyed the same respect and sympathy among the students of Moscow University (among his students and friends were the poets M. A. Voloshin and L. L. Kobylinsky). Ozerov had the idea of creating a Student Bank in Moscow to issue loans for education with the condition of repaying them after the end of the course, growing to its cliff: economic life waves are currently rising high, and it is necessary that a person know how to break away from cliffs in time, change places, adapt to new conditions, and here the state has major tasks – this is why the task of expanding the