Daniel Burnham. Similarly, the efforts of Jacob Riis in advocating for the demolition of degraded areas of New York in the late 19th century were also formative. The redevelopment of large sections of New York City and New York State by Robert Moses between the 1930s and the 1970s was a notable and prominent example of urban redevelopment. Moses directed the construction of new bridges, highways, housing projects, and public parks. Other cities across the USA began to create redevelopment programs in the late 1930s and 1940s. These early projects were generally focused on slum clearance and were implemented by local public housing authorities, which were responsible both for clearing slums and for building new affordable housing. The City Planning and Housing Council (CHPC) founded in 1937 had a large hand in the reconstruction of urban slums, with their primary mission being the elimination of poor housing conditions, creating less crowded and cleaner public housing. In 1944, the GI Bill (officially the Serviceman's Readjustment Act) guaranteed Veterans Administration (VA) mortgages to veterans under favorable terms, which fueled suburbanization after the end of World War II, as places like Levittown, New York, Warren, Michigan and the San Fernando Valley of Los Angeles were transformed from farmland into cities occupied by tens of thousands of families in a few years. However, the GI Bill was primarily beneficial for white veterans over black ones, so in inner cities where black veterans tried using the benefits from the GI bill to occur housing and/or jobs, it was much more difficult. The Housing Act of 1949, also known as the Taft-Ellender-Wagner Act, provided federal loans to cities to acquire and clear slum areas to be sold to private developers to redevelop in accordance with a plan prepared by the city (normally with new housing), and grants to cover two-thirds of the portion of the city's costs in excess of the sale prices received from the developers, as well as provide millions of dollars to create public housing throughout the country. The phrase used at the time was "urban redevelopment". "Urban renewal" was a phrase popularized with the passage of the Housing Act of 1954, which made these projects more enticing to developers by, among other things, providing mortgages backed by the Federal Housing Administration (FHA). The term "urban renewal" was not introduced in the USA until the Housing Act was again amended in 1954. That