There were 5,787 housing units at an average density of . The racial makeup of the city was 93.5% White, 2.8% African American, 0.2% Native American, 1.2% Asian, 0.7% from other races, and 1.6% from two or more races. Hispanic or Latino of any race were 1.7% of the population. There were 5,048 households, of which 27.2% had children under the age of 18 living with them, 41.4% were married couples living together, 12.8% had a female householder with no husband present, 4.3% had a male householder with no wife present, and 41.5% were non-families. 35.1% of all households were made up of individuals, and 14.4% had someone living alone who was 65 years of age or older. The average household size was 2.18 and the average family size was 2.79. The median age in the city was 42.2 years. 21% of residents were under the age of 18; 7.8% were between the ages of 18 and 24; 25% were from 25 to 44; 28.9% were from 45 to 64; and 17.2% were 65 years of age or older. The gender makeup of the city was 44.8% male and 55.2% female. History Madison was laid out and platted in 1810, and the first lots were sold in 1811 by John Paul. It had busy early years due to heavy river traffic and its position as an entry point into the Indiana Territory along the historic Old Michigan Road. Madison's location across the Ohio River from Kentucky, a slave state, made it an important location on the Underground Railroad, which worked to free fugitive slaves. George DeBaptiste's barbershop in town became a nerve center of the local group. By 1850, Madison was the third-largest city in Indiana (after New Albany and Indianapolis), and among the 100 largest cities in the U.S. Indiana's first railroad, the Madison & Indianapolis Railroad, was built there from 1836 to 1847. Chartered in 1832 by the Indiana State Legislature as the Madison Indianapolis & Lafayette Railroad, and construction begun September 16, 1836, the railroad was transferred to private ownership on January 31, 1843, as the Madison & Indianapolis Railroad. Successful for more than a decade, the railroad went into decline and was sold at foreclosure in 1862, renamed the Indianapolis & Madison Railroad, and after a series of corporate transfers, became part of the massive Pennsylvania Railroad system in 1921. In March 1924, the Madison Area