attempted to secure homesteads in the surrounding lands. In 1848 Stonebreaker's Mill, west of Kokomo, began operations. By 1850 Kokomo had a newspaper, when James Beard purchased the printing equipment of the New London Pioneer and set up the Howard Tribune. By 1851 county business was so brisk that the county ordered the construction of two more court buildings, both one story brick affairs, . The county auditor and treasurer occupied one building, and the clerk and recorder occupied the other. On April 1, 1854, Kokomo's first bank, the Indian Reserve Bank, was organized with David Foster, John Bohan and Harless Ashly the principal shareholders. (It only lasted a few years until a robbery impaired its capital. The loss substantially injured Foster's fortune.) Railroads 1854 saw the first railroad stop at Kokomo. The New London Pioneer had long advocated for a rail line to connect Kokomo with Indianapolis. Colonel C.D. Murray was the agent at Kokomo for stock subscriptions in support of the railroad. In 1852 the construction of the Peru and Indianapolis Railroad commenced. In Kokomo Samuel C. Mills and Dr. Corydon Richmond, commercial competitors of David Foster, donated several lots to the railroad in order to secure the location of the rail depot near their commercial property. The route was laid along Buckeye Street at the insistence of the merchants who hoped to reduced drayage expenses. Samuel Mills built a large frame structure at the Howard flouring mills, which served as a warehouse for the company's freight and a passenger depot. For some time after 1854 Kokomo was the terminus of the line, but eventually the line was extended to Peru and then to Michigan City. A short time after the construction of the Peru and Indianapolis Railroad began, the Pennsylvania Railroad announced that one of its lines would pass through Kokomo. By 1853 a line was commenced between Kokomo and Logansport (which was intended to become the hub of a network of lines for the company). Railroad service was inaugurated on that line on July 4, 1855. The most important rail line for Kokomo became the standard-gauge Clover Leaf line. This railroad would eventually link Kokomo with both the West Coast and the Eastern Seaboard. It began as a short line linking Frankfort and Kokomo, the Frankfort and Kokomo Railroad. Henry Y. Morrison of Frankfort was the principal promoter, and A.Y. Comstock acted for him in Kokomo.