to the many savings and loans located there. In 1991, the Chicago Sun-Times reported that "Berwyn has the highest concentration of financial institutions in the world - a tribute to the frugality of its forebears." The Cermak Plaza Shopping Center, which opened in 1956, is located at the corner of Harlem Avenue and Cermak Road. Notable original tenants included J. C. Penney, Walgreens, F.W. Woolworth, Kinney Shoes, Jewel Foods and Fannie May Candies. Cermak Plaza served as the main shopping center for the area until 1975 when the North Riverside Park Mall opened a half mile west on Cermak Road. Current tenants include Tony’s Finer Foods, Marshalls, Party City, K&G, Office Depot and Dollar Tree. Cermak Road now includes an array of retail shops and restaurants. Roosevelt Road is home to several music venues, including FitzGerald's Nightclub, Wire, and the Harlem Avenue Lounge blues club, and Friendly Tap. According to Berwyn's 2013 Comprehensive Annual Financial Report, the top employers in the city were: Transportation Train Berwyn is served by the BNSF Railway Line, and Metra operates three stations within the city: the Harlem Avenue Station, the Berwyn Station at Oak Park Ave, and the La Vergne Station at Ridgeland Ave. Until 1952 Berwyn was served by the Douglas branch of the Chicago "L". The line was extended in 1924 to Oak Park Ave, just north of Cermak Rd. In 1952 rail service west of 54th Ave was suspended and replaced by bus. The fairways that once served as the right of way for the "L" still exist as parking lots for shopping along the Cermak avenue corridor. Berwyn was also briefly served by a steam line that ran along 19th Street at the end of the 19th and beginning of the 20th century. A station was located at Ridgeland Ave. The line was built in 1890 by the Chicago and Northern Pacific Railroad under the name Chicago & Southwestern Railroad. It extended from the C&NP mainline at 45th Street south to 16th Street and then to 19th Street. It then turned north on Harlem, returning to the C&NP mainline. The different shaped lots between Austin Blvd and Ridgeland along 19th Street attest to the previous presence of the line. Bus Bus service within Berwyn and to neighboring suburbs is provided by Pace Bus. Walkability and carbon footprint Berwyn residents may be able to lead a low carbon footprint lifestyle, according