a dozen names for the city, ranging from "Pine Ridge" and "Cutler Bay" to just "Cutler". They reduced the choices to "Cutler Ridge" and "Old Cutler Bay". In November 2005, voters approved the charter and chose the name "Cutler Bay" for the county's 35th municipality, over "Cutler Ridge" by a vote of 1,920 to 1,403. In the months following the name change, many of those born and raised in the area that had been known as Cutler Ridge since the 1870s refused to accept the new name. Geography Cutler Bay is located at , just west of Biscayne Bay and southwest of downtown Miami. The town's northern border runs from SW 184th Street (Eureka Drive) east of US 1 to the coast. The southern border is SW 232nd Street, north of Black Point Marina, the largest public marina in the Miami area. The town's boundaries include the northeast section of Biscayne National Park, areas formerly known as Cutler Ridge to the west, and the neighborhood and former CDP of Lakes by the Bay to the east. The town is bordered to the north by the village of Palmetto Bay, to the west by unincorporated South Miami Heights, and to the southwest by unincorporated Goulds. According to the United States Census Bureau, the town of Cutler Bay has a total area of . of it are land and of it (3.87%) are water. Cutler Ridge, an ancient coral formation, stretches from south Miami, where it rises approximately above sea level, through the Cutler Bay area, at a height of , to Homestead, Florida, where it is about . Cutler Ridge has been incorporated into the hurricane emergency plans for the area as lands east of the ridge are subject to storm surge, but areas west of the ridge would generally be protected. Due to Cutler Bay's position in a flat, low-lying coastal wetland area on Biscayne Bay, the area is prone to flooding. During the rainy season, Cutler Bay's many canals, channels, and lakes are frequently full of water, and the groundwater table also is full and close to the surface. Flood hazards include rainfall from tropical storms, hurricanes, and other heavy rain events. Demographics 2020 census As of the 2020 United States census, there were 45,425 people, 13,110 households, and 10,215 families residing in the town. 2010 census As of 2015, there were 13,935 households, out of which 7.8% were