(Cfa) with long, hot, and rainy summers and short, mild winters. Economy In 2020, the total value of products produced in Fernandina Beach, Florida was $87.9 million. Demographics As of the 2020 United States census, there were 13,052 people and 5,869 households in the city. There were 2.12 persons per household. The racial makeup of the city was 80.1% White, 11.7% African American, 1.7% Asian, and 3.1% from two or more races. Hispanics or Latinos of any race were 11.9% of the population. Of the population, 4.0% were under 5 years old, 10.8% were under 18 years old, and 33.5% were 65 years or older. 49.8% of the population were female. There were a reported 1,576 veterans living in the city. 8.8% of the population were foreign born persons. 9.4% of those under the age of 65 years old lived with a disability and 15.1% of that same population did not have health insurance. 81.0% of the housing units were owner-occupied. The median value of those owner-occupied housing units was $356,600. The median gross rent was $1,041. The median household income was $80,260 with a per capita income of $50,051. 10.2% of the population lived below the Poverty threshold. 97.9% of households had a computer and 96.5% had a broadband internet subscription. 95.5% of the population 25 years and older were high school graduates or higher and 45.5% of that same population had a bachelor's degree or higher. Ethnicity As of 2016 the largest self-reported ancestries/ethnicities in Fernandina Beach, Florida were: Government and infrastructure Nassau County Fire Rescue operates Station 20 on the south end of Amelia Island, as well as Station 70 Oneil. The Fernandina Beach Municipal Airport is a general aviation airfield approximately three miles south of the city that serves Amelia Island. Education The public schools of Fernandina Beach are part of the Nassau County School District. They include: Southside Elementary School (PreK–2) Emma Love Hardee Elementary School (3–5) Fernandina Beach Middle School (6–8) Fernandina Beach High School (9–12) Private schools: Amelia Island Montessori School (Preschool–8) Fernandina Beach Christian Academy (K–8) St Michael Academy (PreK–8) Note: Atlantic Elementary (2nd and 3rd grades) was closed at the end of the 2008 school year. After the closing, 2nd grade was moved to Southside and 3rd grade to Emma Love. Also, the private Catholic school, St. Michael's Academy, is in downtown Fernandina Beach. All three Fernandina Beach public schools are