14.6% were one person 65 or older. The average household size was 2.21, and the average family size was 2.71. The age distribution was 21.4% under 20, 3.4% from 20 to 24, 16.4% from 25 to 44, 33.5% from 45 to 64, and 25.3% 65 or older. The median age was 50.1 years. The population consisted of 4,852 (47.4%) males and 5,390 (52.6%) females. The median household income was $80,347 and the median family income was $97,399. Males had a median income of $74,298 versus $49,913 for females. The per capita income for the town was $43,266. About 4.5% of families and 5.9% of the population were below the poverty line, including 6.0% of those under age 18 and 4.3% of those age 65 or over. 2000 U.S. Census At the 2000 census, 10,367 people, 4,184 households, and 2,920 families resided in the town. The population density was . The 5,357 housing units had an average density of . The racial makeup of the town was 95.75% White, 1.01% African American, 0.08% Native American, 1.72% Asian, 0.07% Pacific Islander, 0.45% from other races, and 0.93% from two or more races. Hispanics or Latinos of any race were 1.87% of the population. Of the 4,184 households, 27.2% had children under 18 living with them, 59.4% were married couples living together, 7.6% had a female householder with no husband present, and 30.2% were not families. About 25.4% of households were one person, and 12.9% were one person 65 or older. The average household size was 2.41, and the average family size was 2.90. The age distribution was 21.7% under the age of 18, 4.1% from 18 to 24, 25.2% from 25 to 44, 27.6% from 45 to 64, and 21.5% 65 or older. The median age was 44 years. For every 100 females, there were 89.5 males. For every 100 females age 18 and over, there were 86.3 males. The median household income was $62,742 and the median family income was $72,868. Males had a median income of $48,527 versus $36,426 for females. The per capita income for the town was $30,720. About 1.5% of families and 4.5% of the population were below the poverty line, including 1.9% of those under age 18 and 9.7% of those age 65 or over. Transportation Old Saybrook's train station opened in 1873 and was rebuilt in 2002. Amtrak, the national rail passenger system, provides daily