Program has paid to reconstruct some properties up to 18 times. 1% of NFIP-insured properties are responsible for more than one quarter of the money the program has paid out. The Hazard Mitigation Grant Program funds rebuilding after a current disaster in a way that reduces the impact of a similar future disaster. Response capabilities FEMA's emergency response is based on small, decentralized teams trained in such areas as the National Disaster Medical System (NDMS), Urban Search and Rescue (USAR), Disaster Mortuary Operations Response Team (DMORT), Disaster Medical Assistance Team (DMAT), and Mobile Emergency Response Support (MERS). National Response Coordination Center (NRCC) FEMA's National Response Coordination Center (NRCC) is a multiagency center located at FEMA HQ that coordinates the overall Federal support for major disasters and emergencies, including catastrophic incidents in support of operations at the regional level. The FEMA Administrator, or his or her delegate, activates the NRCC in anticipation of, or in response to, an incident by activating the NRCC staff, which includes FEMA personnel, the appropriate Emergency Support Functions, and other appropriate personnel (including nongovernmental organization and private sector representatives). During the initial stages of a response, FEMA will, as part of the whole community, focus on projected, potential, or escalating critical incident activities. The NRCC coordinates with the affected region(s) and provides needed resources and policy guidance in support of incident-level operations. The NRCC staff specifically provides emergency management coordination, planning, resource deployment, and collects and disseminates incident information as it builds and maintains situational awareness—all at the national-level. FEMA maintains the NRCC as a functional component of the NOC for incident support operations. An example of NRCC activity is the coordination of emergency management activities that took place in connection with the 2013 Colorado floods. Disaster Medical Assistance Teams Disaster Medical Assistance Teams (DMAT) provide medical care at disasters and are typically made up of doctors and paramedics. There are also National Nursing Response Teams (NNRT), National Pharmacy Response Teams (NPRT) and Veterinary Medical Assistance Teams (VMAT). Disaster Mortuary Operational Response Teams (DMORT) provide mortuary and forensic services. National Medical Response Teams (NMRT) are equipped to decontaminate victims of chemical and biological agents. Urban Search and Rescue (US&R) The Urban Search and Rescue Task Forces perform rescue of victims from structural collapses, confined spaces, and other disasters, for example, mine collapses and earthquakes. Mobile Emergency Response Support (MERS) These teams provide communications support to local