one of Rembrandt's seven major creditors. In early 1649 Rembrandt began a relationship with the much younger Hendrickje Stoffels, who had initially been his maid. She may have been the cause that Geertje left. In July 1654 she was pregnant, and received a summons from the Reformed Church to answer the charge "that she had committed the acts of a whore with Rembrandt the painter". She admitted and was banned from receiving communion. Rembrandt was not summoned to appear for the Church council; he seems not to have been a (very active) member. In October they had a daughter, Cornelia but Rembrandt had not married Hendrickje. Had he remarried he would have lost access to a trust set up for Titus in Saskia's will. Insolvency Rembrandt lived beyond his means, buying art, prints and rarities. In January 1653 the sale of the property formally closed but Rembrandt still had to pay half of the mortgage. The creditors began to insist on installments but Rembrandt refused and asked for a postponement. The house needed carpentry work and Rembrandt borrowed money from Jan Six among others. In 1655 the 14-years-old Titus made a will, making his father sole heir, shutting out his mother’s family. After a notorious year with plague, (art) business dropped and Rembrandt applied for a high court arrangement (cessio bonorum). In 1656 he declared his insolvency, taking stock and voluntarily surrendered his goods. Meanwhile, he had donated the house to his son. The authorities and his creditors were generally accommodating to him, giving him plenty of time to pay his debts. In November 1657 an auction was organized to sell his paintings and a large number of etching plates, drawings (some by Raphael, Mantegna and Giorgione). Rembrandt was allowed to keep all his tools including his etching press as a mean of income. The sale list with 363 items gives a good insight into Rembrandt's collections, which, apart from Old Master paintings and drawings, included statues and busts of the Roman emperors and Greek philosophers, books (a bible), armor (helmets, bows and arrows), porcelain, among many objects from Asia, a collections of natural history (two lion skins, a bird-of-paradise), and minerals. The prices realized in the sale were disappointing. In February 1658 Rembrandt' house was sold at a (foreclosure) auction and the family quickly moved to more modest accommodation at Rozengracht; Hendrickje complained at the authorities as she left