Abram Piatt Andrew Jr. (February 12, 1873 – June 3, 1936) was an American economist and politician who served as Assistant Secretary of the Treasury, the founder and director of the American Ambulance Field Service during World War I, and a member of the U.S. House of Representatives from Massachusetts. Early life and education He was born in La Porte, Indiana, on February 12, 1873. He attended the public schools and the Lawrenceville School. He graduated from Princeton College in 1893, studied at the Harvard Graduate School of Arts and Sciences from 1893 to 1898, graduating with a master's degree in 1895 and a doctorate in 1900. He later pursued postgraduate studies in the Universities of Halle, Berlin, and Paris. Early career in economics He moved to Gloucester, Massachusetts, and was instructor and assistant professor of economics at Harvard University from 1900 to 1909. In January 1907, Andrew published a paper that anticipated the economic panic that hit in the fall of that year. On the strength of this paper as well as on his strong economics education, Andrew was selected to serve on the National Monetary Commission tasked with reforming the American banking system. Andrew took a leave from Harvard and spent two years studying the central banks of Germany, Britain and France. He served as Director of the U.S. Mint in 1909 and 1910, and as Assistant Secretary of the Treasury during 1910–1912. He attended the historic meeting at Jekyll Island in 1910 with commission chairman Nelson W. Aldrich, Henry P. Davison, Benjamin Strong, Paul Warburg, and Frank A. Vanderlip. The commission's report recommended the creation of a Federal Reserve System. The Republicans lost the White House in 1912, putting Andrew out of a job. He worked informally after the election with Democratic Senator Robert Latham Owen to draft Owen's version of a Federal Reserve Bill, which in the event came closest of several competing drafts to the Act eventually passed and signed into law in December 1913. Founder of American Field Service Despite American neutrality, Andrew went to France when war broke out in the summer of 1914. He wrote to his parents about his compulsion to respond to "the possibility of having even an infinitesimal part in one of the greatest events in all history--...and above all the chance of doing the little all that one can for France." Andrew drove an ambulance in the Dunkirk