efficient, not only for bankruptcy debtors and creditors, but for all Americans. In his scholarly and popular writing, Professor Zywicki continues to write about issues that are of concern to the credit card industry, continues to suggest that the industry is price-competitive, and continues to argue that the interests of the credit card industry are closely aligned with those of its customers. He has recently argued against efforts to regulate the fees that credit card payment networks charge to merchants, saying that such regulation will harm consumers because credit card companies will try to recover the lost revenue from them. Professor Zywicki's positions have been challenged by financial engineers and legal scholars, including an economist whose work he has cited. Zywicki has been editor of the Supreme Court Economic Review since 2006. He previously served as editor from 2001 to 2002. The Supreme Court Economic Review is ranked second among all law and economics journals in citation impact studies. Zywicki clerked for Judge Jerry Edwin Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy law. While attending law school, he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Zywicki was a leading supporter of the Bankruptcy Abuse Prevention and Consumer Protection Act, which was enacted in 2005 with substantial bipartisan majorities in both houses of Congress. One judge faced with interpreting the law stated that one section was "one of many examples of poor drafting in the new bankruptcy law, which Professor Todd Zywicki assured the Senate Judiciary Committee was 'fine as it is,' adding, 'There is no word that I would change in this particular piece of legislation.'" In re Kane, 336 B.R. 477 (Bkrtcy. D. Nev. 2006). Zywicki responded that the quote was taken out of context, saying his comment referred to whether the bill had become obsolete after having been drafted eight years earlier, and not to whether it had technical glitches. Zywicki is the author of more than 50 articles in law reviews and economics journals. He is a frequent commentator in print and broadcast media and a regular contributor to The Volokh Conspiracy blog. He is a frequent contributor to the media. In a column in The Wall Street Journal in December 2008, Zywicki criticized proposals to bail