clinical psychology doctoral students have a similar arrangement for their one-year internship. In general, Army and Air Force medical residents are allowed to complete their residencies before proceeding to their first assignments, while Navy personnel complete an internship and then serve as a general medical officer (GMO), with the option of completing a residency following their GMO tour. Student must apply to military residencies and must accept these positions if they are offered. While wages for military residents are higher than for civilian, a military residency requires the student to fulfill further service obligations, which are paid back concurrently with the obligation from medical school. The incurred service obligation is generally one-for-one for every service-paid year of schooling, with a minimum of two years for physicians and three years for other specialties. Additional time required for certain postgraduate programs, such as lengthy residencies, can result in longer service obligations. Fulfillment of the obligation begins only after postgraduate training is completed. For Navy officers, time spent as a GMO is credited towards the service obligation. However, physicians that serve time as a GMO or flight surgeon prior to residency (after internship) will incur additional commitment of one-for-one if they complete subsequent residency training. This usually results in a longer service commitment than if they entered residency directly (example: 4 year medical commitment - 3 year GMO tour + 4-year residency = 7 year total commitment versus only 4 years if residency was entered directly). It is important to note that longer initial commitments have a significant negative financial impact; medical officers may take certain multi-year bonuses (which may equal up to 40% of total pay) which will run consecutive with initial residency and certain other commitments, resulting in substantial lost income if residency commitment payback is delayed due to GMO/flight medicine tour or sponsored fellowship/residency. HPSP opportunities are not offered by the United States Marine Corps, since it receives its medical services from the U.S. Navy. Notes External links Air Force Army Navy Forum discussing HPSP HPSP scholarship blog for current and prospective students from all branches Medical education in the United States Government scholarships Military education and training in the United States Scholarships in the United States