of support has been member dues' payments, contributions, and grants. For decades, Consumers Union has contributed, through contributions and grants, more than $100,000 a year. Over the past decade, the largest source of support has been grants by national foundations including Ford, Annie E. Casey, Rockefeller, Atlantic Philanthropies, and Heron. Other revenue is derived from cy-près awards, Consumer Assembly, the annual Awards dinner, and financial services and food policy issue conferences, to which some corporate groups contribute. America Saves (see below), which CFA organized and manages, was supported initially by the Ford Foundation, but now mainly is supported by corporate foundations. Advocacy Advocacy is one of the important tools that CFA uses to advance the consumer interest. “CFA works to advance pro-consumer policies on a variety of issues before Congress, the White House, federal and state regulatory agencies, state legislatures, and the courts. We communicate and work with public officials to promote beneficial policies, oppose harmful ones, and ensure a balanced debate on issues important to consumers.” CFA advocates on numerous issues that are important to the consumer community. In recent years, these issues have included: Advocating for a Consumer Financial Protection Agency. Advocating for consumer protections for credit cards, including passage of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act. Advocating for the implementation of higher fuel efficiency (CAFE) standards. Advocating for consumer protections for investors, including passage of the Sarbanes Oxley law. Advocating for more authority and responsibility for the Food and Drug Administration to ensure the safety of the food supply. Advocating for product safety laws, including passage of the Consumer Product Safety Improvement Act and ATV regulation. America Saves America Saves is a nationwide campaign of the Consumer Federation of America (CFA) that assists and encourages individuals to save money, reduce spending, and "build wealth." The campaign is a social marketing effort that seeks to stimulate behavior change, similar to other social marketing efforts to reduce smoking, curtail drunk driving, and promote wearing seat belts. Launched in Cleveland in 2001, America Saves campaigns have expanded to over 65 communities, enrolled almost 400,000 savers, and involved over 2,500 organizations in supporting local, regional and statewide campaigns. Banks and credit unions are offering low minimum balance, no-fee savings accounts. In order to enroll as a Saver, individuals commit to a savings plan that identifies a savings goal. Examples of local campaigns include (among others) Cleveland Saves, Philadelphia