Cyclos is online banking software for microfinance institutions, local banks (in developing countries) and complementary currency systems like LETS, TD4W Credits, Barter networks and time banks. Cyclos has the following functionality: Online banking tools; E-commerce platform; Business directory; Referrals and transaction qualifications; Messaging and notification system; Call- and support-center logging; Integrated management information system; Cyclos can be accessed through the web but also supports mobile phones (WAP/SMS) and point of sale (POS) devices. Enabling sms and card payments. References https://www.nytimes.com/2011/10/02/world/europe/in-greece-barter-networks-surge.html https://www.theguardian.com/world/2012/mar/16/greece-on-breadline-cashless-currency https://web.archive.org/web/20120328114321/http://www.sunflower.ch/index.php?p=site4_cyclos&l=en http://trado.info/node/10 https://web.archive.org/web/20110928151625/http://www.correntewire.com/cyclos_alternative_currency_software https://web.archive.org/web/20120511215702/http://ccmag.net/cyclos/3/6 External links Cyclos project site Cyclos documentation Cyclos forum Cyclos parent foundation Free finance software Formerly free software