by passengers without concessions. Standard Transperth adult fares apply. Concession SmartRider is for use by passengers entitled to a concession, such as disability pension recipients, the unemployed and holders of health care cards. Standard Transperth concession fares apply. Seniors SmartRider is for use by passengers over the age of 60, and is part of the Western Australian Seniors Card, which provides reduced-cost access to a range of government services. From 4 April 2009, Seniors SmartRider holders are permitted to free travel during off-peak hours on weekdays and all weekends and public holidays. The concession fare applies during peak hours. The Seniors SmartRider was fully implemented from August 2006. Student SmartRider is for use by primary and secondary school students, and acts as a student identification card as it includes student details such as name, date of birth and student number. Cardholders are entitled to a special student fare during school periods, and standard Transperth concession fares during other periods. Tertiary SmartRider is for use by full-time TAFE and university students, who must, before purchasing, apply for a concession through their institution. The Tertiary SmartRider was fully implemented for university students on 4 November 2006. Pensioners SmartRider is a new SmartRider card that was introduced alongside the weekdays free travel entitlements. Adding value to a SmartRider card Several options exist for adding value to a SmartRider card. The AutoLoad system, which allows Transperth to directly debit from a passenger's bank account, attracts a 20% discount from the normal cash fare per journey (less than the discount applied to 40-trip MultiRiders under the previous system), while all other methods of adding value attract a 10% discount (less than 10-trip MultiRiders). When a SmartRider card is first purchased, a minimum credit of $10 in addition to the card cost must be added. The card has a maximum limit of $256. In order to successfully tag on, a card must contain a minimum equivalent to a two-section fare for the holder's user category (60c for concession, $1.50 for adult) - the only exception is a Seniors SmartRider holder travelling during a nominated free travel period. If the card cannot be tagged on, a cash fare must be purchased. Add-value machines (AVMs) AVMs allow passengers to add value to their SmartRider card by inserting bills/coins into a machine, or by using an EFTPOS or credit card. They are located at the following train and bus