Fox Henderson, Sr. (1853–1918) was a businessman and banking entrepreneur from Troy, Alabama. Early life Fox Henderson was born in Henderson, Alabama in 1853, the oldest son of Jeremiah Augustus "Gus" Henderson and Mildred Elizabeth Henderson (née Hill). The Henderson family moved to Troy, Alabama in 1869, where Jeremiah Henderson started a successful farm mercantile business, joined by his sons Fox and Jere Clemens ("Clem"). Business endeavors In 1881, at the young age of 28, Henderson and his brother Jere purchased the Pike County Bank, and changed the name to the Farmers and Merchants (F&M) Bank. For the next 18 years, as the only bank in the area, the bank's assets grew immensely. In 1903, the bank received a national charter and the name was changed again to Farmers and Merchants National Bank. Henderson was president of the bank from its inception until his death. In 1880, Henderson became a partner in Minchenor, Henderson & Company, a business that made handles, spokes, and picker sticks. He also co-founded the Troy Fertilizer Company in 1883 with a couple of partners – Alexander St. Claire Tennille and Oliver C. Wiley. This venture became so successful that Fox bought out his partners in 1902 and merged the fertilizer company with his other venture, the Standard Chemical Company. The newly created Standard Chemical and Oil Company, Inc. was the largest plant of its kind in southern Alabama. In 1887, the new Alabama Midland Railroad came to Troy – Henderson and his partners formed the Alabama Terminal Improvement Company, a business to build and equip the new railroad. In 1890, Henderson and his brother Charles opened the Henderson Knitting Mills, a textile manufacturing enterprise, which was shut down soon after it opened. Henderson was also a cotton merchant and organizer of the unsuccessful Troy Shoe Manufactory. Turn of the century By 1900, Fox Henderson was one of the largest land owners in and around Troy. He established the Arcadia Dairy on his of land, which imported Jersey cows to supply the city of Troy with fresh milk. In 1911, Henderson formed a holding company (Fox Henderson & Sons) with his sons as partners. Offices In 1911, Fox Henderson, Sr. held the following offices: President, First National Bank of Dozier President, Bank of Luverne President, Farmers and Merchants National Bank of Troy President, Henderson National Bank of Huntsville President, First National Bank of Brantley President, Standard