and in difficult areas (high land area) is provided for construction or upgradation of houses for low income groups and retirees. These houses are equipped with facilities such as a toilet, LPG cooking gas connections, electricity connection, and piped drinking water in convergence with other schemes e.g. Swachh Bharat Abhiyan toilets, Ujjwala Yojana LPG gas connection, Saubhagya Yojana electricity connection, etc. The houses are allotted in the name of the woman or jointly between husband and wife. The Central Government, which covers 60% of the cost, allocated a budget of for both rural and urban regions. The states are supposed to cover the remaining 40%. Maternity Benefit for Self-employed or Unemployed Women Pradhan Mantri Matri Vandana Yojana is a maternity benefit programme run by the government of India for low-income households. It was introduced in 2017 and is implemented by the Ministry of Women and Child Development. It is a conditional cash transfer scheme for pregnant and lactating women of 19 years of age or above for the first live birth. It provides a partial wage compensation to women for wage-loss during childbirth and childcare and to provide conditions for safe delivery and good nutrition and feeding practices. In 2013, the scheme was brought under the National Food Security Act, 2013 to implement the provision of cash maternity benefit of stated in the Act. The eligible beneficiaries would receive the incentive given under the Janani Suraksha Yojana (JSY) for Institutional delivery and the incentive received under JSY would be accounted towards maternity benefits so that on an average a woman gets The total financial cost of this benefit (both the centre and states together) was in 2020, highlighting steady cuts in budgetary allocation over the years. Integrated Child Development Services It is a government programme in India which provides food, preschool education, primary healthcare, cash transfers to families, immunization, health check-up and referral services to children under 6 years of age and their mothers. The scheme was launched in 1975, discontinued in 1978 by the government of Morarji Desai, and then relaunched by the Tenth Five Year Plan. Tenth five-year plan also linked ICDS to Anganwadi centres established mainly in rural areas and staffed with frontline workers. In addition to fighting malnutrition and ill health, the programme is also intended to combat gender inequality by providing girls the same resources as boys. During the 2018–19 fiscal year, the Indian central