employer contributes a matching amount, while the government contributes 1% of the employees’ salary, with a total contribution of 25% of the employee's gross salary. The contributions go towards three social security schemes: the mandatory provident fund, a pension scheme and a disability and life insurance. The entire 12% contribution of the employee goes towards the Employees’ Provident Fund Scheme (EPF), while from the employer's share of 12%, 3.67% goes to the Employees’ Provident Fund and 8.33% goes towards the Employees’ Pension Scheme (EPS) along with 1% contribution of the government while 0.5% contribution of the employer goes to the Employees’ Deposit-Linked Insurance (EDLI). Employees affiliated to this body are also covered automatically by the National Health Protection Scheme health insurance.The employee withdraws the amount deposited for the provident fund along with the interest accumulated once the employee reaches the statutory retirement age. In case of death or disability during work, the dependent or the disabled employee gets a monthly pension throughout their life. The pension schemes guarantees a basic minimum pension for the employees life after retirement. Retirement age currently stands at 60 in all establishments covered by the EPFO. Overall, the system tries achieving 50% of the employee's last salary. Employees' State Insurance Employees' State Insurance (abbreviated as ESI) is a social security and health insurance fund for Indian workers. The fund is managed by the Employees' State Insurance Corporation (ESIC) according to rules and regulations stipulated in the ESI Act 1948. ESIC is a Statutory and an Autonomous Body under the Ministry of Labour and Employment, Government of India. For all employees earning or less per month as wages, the employer contributes 3.25% and the employee contributes 0.75%, total share 4%. This fund is managed by the ESI Corporation (ESIC) according to rules and regulations stipulated there in the ESI Act 1948, which oversees the provision of healthcare and cash benefits to the employees and their family. ESI scheme is a type of social security scheme for employees in the organised sector. The employees registered under the insurance are entitled to medical treatment for themselves and their dependents, unemployment benefit, sick pay and maternity benefit in case of women employees. In case of employment-related disablement or death, there is provision for a disablement benefit and a family pension respectively. Outpatient medical facilities are available in 1418 ESI dispensaries and through 1,678 registered medical practitioners. Inpatient care is