$7.2 billion in assets, 1,600 employees, 79 retail branches in New York State and 15 mortgage origination offices in nine states. In 1998, Marine Midland acquired First Commercial Bank of Philadelphia, which had been established in 1989 as the first state-chartered Asian-American bank in Pennsylvania. The bank served the local Asian community, which often faced language and cultural barriers at traditional American banks. Marine paid $23.75 million for First Commercial, which had $90 million in assets and $78 million in deposits in two branches. The bank continued to operate under the Marine Midland name until 1998, when the legal name changed to HSBC Bank USA N.A., and all branches took the HSBC name. In 1999, at the time of its consolidation and change to HSBC Bank USA, the bank had $33 billion () in assets. In 2011, HSBC sold its retail banking network in Upstate New York and Connecticut to First Niagara Financial Group, KeyBank, Community Bank, N.A. and Five Star Bank. For all intents and purposes, HSBC had jettisoned the original core of Marine Midland. In 2016 Key merged with First Niagara. In order for the Key/First Niagara merger to gain regulatory approval, Northwest Savings Bank bought 18 First Niagara branches in the Buffalo/Niagara Falls area. As a result, Key owns most of the core of the old Marine Midland, with a small portion held by Northwest. Key had been one of Marine Midland's main rivals in Upstate New York for much of the 20th century. In 2013, HSBC vacated its office space in what was by now known as One HSBC Center; its former headquarters was renamed One Seneca Tower. Also of note, Marine Midland purchased naming rights to the Buffalo sports and entertainment venue constructed in 1996, the Marine Midland Arena, home of the Buffalo Sabres. The arena is now known as KeyBank Center. In an effort to refocus its operations into the Asian market, HSBC announced in 2021, that it would be exiting the U.S. retail banking business by selling off 80 branches to Citizens Bank on the East Coast (the rest of the original Marine Midland core) and 10 to Cathay Bank on the West Coast, two of which, were originally Marine Midland branches. Properties Marine Midland owned, either wholly or in part, several prominent properties in Upstate New York and New York City, including: 250 Park Avenue, in Manhattan Marine Midland Building, at 140