FinTS version 4.1 (including link to SEPA adaptions to FinTS) on hbci-zka.de - FinTS version 4.0 (archived) aquamaniac.de/aqbanking/ - AqHBCI / OpenHBCI2 free software project www.pecuniabanking.de - Pecunia, Online Banking on the Mac, GPL Online banking Banking technology Technical communication Financial routing standards Standards of Germany