man". In the end, however, it was the population's demand for reform that decided the 1945 general election. Labour was perceived as the party that would deliver Beveridge. Arthur Greenwood had initiated its preceding social insurance and allied services inquiry in June 1941. Attlee, Bevin and Labour's other coalition ministers through the war were seen to be working towards reform and earned the trust of the electorate. Defeat of Germany: June 1944 to May 1945 D-Day: Allied invasion of Normandy Churchill was determined to be actively involved in the Normandy invasion and hoped to cross the Channel on D-Day itself (6 June 1944) or at least on D-Day+1. His desire caused unnecessary consternation at SHAEF until he was effectively vetoed by the King who told Churchill that, as head of all three services, he (the King) ought to go too. Churchill expected an Allied death toll of 20,000 on D-Day but he was proven to be pessimistic because less than 8,000 died in the whole of June. He made his first visit to Normandy on 12 June to visit Montgomery, whose HQ was then about five miles inland. That evening, as he was returning to London, the first V-1 flying bombs were launched. In a longer visit to Normandy on 22–23 July, Churchill went to Cherbourg and Arromanches where he saw the Mulberry Harbour. Quebec Conference, September 1944 Churchill met Roosevelt at the Second Quebec Conference (codename Octagon) from 12 to 16 September 1944. Between themselves, they reached agreement on the Morgenthau Plan for the Allied occupation of Germany after the war, the intention of which was not only to demilitarise but also de-industrialise Germany. Eden strongly opposed it and was later able to persuade Churchill to disown it. US Secretary of State Cordell Hull also opposed it and convinced Roosevelt that it was infeasible. Moscow Conference, October 1944 At the fourth Moscow conference (codename Tolstoy) from 9 to 19 October 1944, Churchill and Eden met Stalin and Molotov. This conference has gained notoriety for the so-called "Percentages agreement" in which Churchill and Stalin effectively agreed the post-war fate of the Balkans. By that time, the Soviet armies were in Rumania and Bulgaria. Churchill suggested a scale of predominance throughout the whole region so as not to, as he put it, "get at cross-purposes in small ways". He wrote down some suggested percentages of influence per country and gave it