period. Damodaran adds that the land Khatris originally belonged to had very little industry and rail infrastructure until the 20th century and hence were not comparable to merchant groups like Banias in terms of scale and spread of operation. Before independence they were only regional players and their rise in phenomenal proportions was a post-independence feature. Since then, they have produced leading entities in fields of pharmaceuticals, two-wheelers, tractors, paper, tyre-making and hotels with the groups of Ranbaxy, Hero, Mahindra, Ballarpur Industries, Apollo Tyres and Oberoi respectively. They have also co-founded companies like Snapdeal, Hotmail, YesBank, IndiaToday, AajTak, IndiGo Airlines, Sun Microsystems, Max Group etc. Punjabi Khatris and others, together with the traditionally "urban and professional" castes, formed a part of the elite middle class immediately after independence in 1947. According to P. K. Verma, "Education was a common thread that bound together this pan Indian elite" and almost all the members of these upper castes communities could read and write English and were educated beyond school. Delhi NCR Delhi's population increased by 1.1 million in the period 1941-51. This growth of 106% largely resulted from the influx of Partition migrants among other reasons. These were members of the Hindu and Sikh Khatri/Arora castes of the West Punjab. Many moved to the city for better economic opportunities. Haryana During 1947, Punjabis who migrated to Haryana during Partition were mostly Khatris or Aroras. As per a survey conducted by Maharishi Dayanand University, the migrant population were forced to live in camps under open sky. Only a meager 5% received "grossly undervalued claims against their properties in shape of very poorly cultivable land, while remaining 95% though entitled for compensation could not get any thing to sustain". This migrant population is also referred to as ‘refugee’ and ‘sharnarthi’ (शरणार्थी) in a derogatory manner by some locals. A Punjabi organisation had approached the Haryana government with a demand to ban both words and to enact a law on the lines of the SC/ST Act with similar penalties. The community has a high literacy rate and are not dependent on money-lending and shopkeeping. They are engaged as doctors, engineers, administrators etc. Kashmir and Himachal Pradesh Khatris of Kashmir, also known as "Bohras" were traders and had the 2nd largest Hindu population after the Pandits. Many of these Khatris had to face the brunt of 1990 Kashmiri Hindu Exodus. Khatris of Himachal Pradesh are numerically