free to set the hand however he chooses; however, players have the option of "co-banking" with the house, and if this option is chosen then the player's hand must also be set in the house way. California casinos typically charge a flat fee per hand (such as 5 cents or one dollar) to play, win or lose. Other casinos take a 5% commission out of the winnings, which is usually known as the rake. Variants There are a number of variations of Pai Gow poker that are popular in casinos today. These variations were mainly formulated in 2004 through 2009. Pai Gow Mania was the first variation to be created which allows for two side bets instead of the traditional one side bet per hand. Fortune Pai Gow is another variation which allows players to make a side bet on a poker hand ranking of three-of-a-kind or better, one of the most popular variations. Similar is Emperors Challenge, which also allows a side bet on a seven-card pai gow (no hand). Shuffle Master introduced a variation of the game in 2006, adding a progressive jackpot side bet, named Progressive Fortune Pai Gow. Part or all of the jackpot may be won by placing a side bet and landing one of the hands specified on the payout table; a combined seven-card straight flush wins the entire jackpot. Advantage play Advantage play refers to legal methods used to gain an advantage while gambling. In pai gow poker, a player may be able to gain an advantage in certain circumstances by banking as often as possible, taking advantage of unskilled players while banking, and dealer errors when not banking. History Sam Torosian, owner of the Bell Card Club in Los Angeles, invented the game of Pai Gow Poker in 1985. The idea for the game came to Torosian after being told about the game Pusoy by an elderly Filipino customer. He figured that the 13-card game with players arranging three hands would be too slow, but a simplified two-hand version with only seven cards would be faster and easier for players to learn. The game quickly became popular and by the late 1980s was being played on the Las Vegas Strip, and eventually worldwide. Torosian famously failed to patent the game he invented after being given bad advice by noted poker author Mike Caro and an attorney he consulted, both of whom told