Unison Home Ownership Investors (commonly known as Unison) is a home ownership investment company based in San Francisco, California. History Current company chairman Thomas Sponholtz founded the company that is now known as Unison in 2004, but the company did not start becoming involved in home ownership investment until 2007. Sponholtz founded Unison as a way to connect institutional investors to local real estate agents and home buyers who didn't have the capital required to purchase a home and didn't want to take out loans, make monthly payments, or incur debt. Jim Riccitelli joined Unison as co-CEO several years later and served as head of the company's customer education program. From 2017 to 2019, Riccitelli assumed the role of president, and would focus on consumer education and financial literacy. In May 2013 the company announced it would provide down payment funding in combination with the portfolio loans of HomeStreet Bank. On September 19, 2013, the company announced that it would be launching its down payment funding in combination with RPM Mortgage loans in California. On July 11, 2016, the company announced that it would be launching its down payment funding in combination with Guild Mortgage loans in Washington. On August 1, 2016, they announced that they expanded the availability to consumers in Oregon and California. On August 8, 2016, the company announced it would offer its down payment funding with California Mortgage Company (First Cal) on single-family homes, condos and townhomes in combination with conventional loans meeting conforming and super-conforming guidelines. On December 5, 2016, FirstREX changed its name to Unison Home Ownership Investors. On February 1, 2017, the company was featured in HousingWire, highlighting additional states of operation. On February 21, 2017, then Prosper Marketplace President Ron Suber joined the company as an investor and strategic advisor. On February 22, 2017, the company announced over 300 million in total capital raised. On May 16, 2017, the company announced findings from the "Unison Home Affordability Report 2017," showcasing the percentage of homes accessible to the median household in major U.S. cities. On September 19, 2017, the company released findings from its survey of 2,018 Americans, conducted by Atomik Research, on the biggest barriers to home ownership. On November 13, 2017, the company announced multiple promotions and additions to its management team. On November 15, 2017, Unison Investment Management, the asset management arm of Unison Home Ownership Investors, released findings from