having the ability to receive access to recommended and required vaccinations. Vaccines For Children (VFC) is a federally funded, state managed program that allows children to receive vaccines free of cost for families that may not otherwise be able to afford them. 16 vaccinations are recommended by the Advisory Committee on Immunization Practices (ACIP) available through the VFC program. The VFC program has over 44,000 doctors enrolled nationwide. Children who are underinsured (their health insurance does not cover the cost of all or certain vaccines, or their parents are not able to pay the fixed dollar co-pay amount that is required) are able to receive vaccines Federally Qualified Health Centers (FQHC), and Rural Health Clinics (RHC). 16 recommended children's vaccinations are available through the VFC program Effects of Underinsurance in Healthcare When concerned with medical care and services, it has been shown that people who are experiencing the repercussions of underinsurance behave a lot like those individuals who are uninsured. Individuals often don't visit the doctor, don't fill prescriptions, and don't undergo preventive checkups and lab tests. Even when they go without preventive care and necessary prescriptions, many of the underinsured are still unable to cover all their medical expenses. Some of the most common medical expenses that underinsured people are not able to cover include rising health care premiums, deductibles, and copayments, as well as limits on coverage for various services or other limits and excluded services that can increase out-of-pocket expenses. References Health insurance in the United States Social problems in medicine