coverage through their employer, 20.5% depend on public programs such as Medicaid and Medicare, 5.7% access coverage through a private non-group, and the remaining 18% are uninsured. Even for those individuals who are covered by employer-based plans, women remain disproportionately underinsured, meaning that their medical expenses after insurance (and excluding premiums) represent 10 percent or more of their incomes. Twelve percent of insured individuals, between the ages of 19 and 64, are underinsured, and of that group, women paid 16 percent of their income to health care costs, compared with 9 percent paid by men. These factors may make females less likely to seek care because of possible financial strain. References Stroke