was found in an audit study of employers in San Diego and Chicago. Because skills and educational attainment is the major contributing factor to the wage gap for Hispanics, differences in the education levels of the various Hispanic subgroups has been used to explain differences in their wages. The typical trend in wages for Hispanic subgroups is that Cubans do the best while Puerto Ricans do the worst, being severely disadvantaged even in comparison to blacks and American Indians. George J. Borjas attributes these group differences to two factors: 1. The nature of the migration decision (whether individuals migrated to the United States for political or economic reasons) and 2. The incentives for immigrants to adapt to the U.S. labor market. When Hispanic persons immigrate to the United States, neither their physical nor human capital specific to their country of origin is easily transferred to the United States' labor market; human capital investments must be made in the United States in order to assimilate into the labor market. Borjas argues that the Hispanic groups that immigrate to the United States for economic reasons, rather than political reasons, have more incentive to acquire human capital in the United States and therefore do so faster than other groups. This faster acquisition of human capital results in better economic progress and higher wages. Thus, the relative success of Cubans can be attributed to the fact that they invest in United States education and labor market skills faster and to a greater degree than other Hispanic groups. Borjas recognizes that one of the main reasons for Hispanic migration to the United States is political reasons, and he argues that political refugees have less incentive to assimilate and acquire human capital than those who migrate for economic reasons. This lower incentive leads to the education gaps seen between Hispanics and whites and therefore greatly contributes to the observed wage gap. Based on an analysis of Hispanic wages over the past six decades, Borjas concludes that, due to differing incentives to assimilate and other factors, Puerto Rican immigrants will wait twenty-five years before the assimilation process is reflected in their wages and Mexican immigrants will wait fifteen years. Hispanic women, like black women, have experienced greater success in wage equality relative to males of their race. As of 1995, Hispanic women of all education levels, except for those without high school diplomas or associate degrees, had