of deprivation. He envisioned an independent program for what ailed him. He then persuaded other DA and BDA (Businessowner's Debtors Anonymous) members to form a committee in Nyack to consider a new fellowship specific to "underearning" in August 2005. The first official Underearners Anonymous meeting was then held on October 3, 2005. Underearners Anonymous continues to adhere to the DA philosophy; hence the emphasis on avoiding unsecured borrowing. However, UA also believes that a healthy relationship with money requires more than just recovery from "incurring unsecured debt," the primary focus of Debtors Anonymous. Underearning also overlaps with deprivation, social anorexia, and underachieving, collectively referred to as "under-being," giving it an emphasis different from the Debtors Anonymous focus on behaviors such as credit card debt, overspending and compulsive shopping. Many members of Underearners Anonymous are also members of Debtors Anonymous and attend meetings of both organizations. However, Debtors Anonymous has no affiliation with Underearners Anonymous and neither endorses nor lends the DA name to any outside enterprise. DA, as such, is autonomous and has no opinion on Underearners Anonymous. Development UA has grown rapidly and weekly face-to-face meetings take place in the United States, Europe, Iran, Israel and New Zealand with phone meetings available on a daily basis. See also Underemployment List of twelve-step groups Notes References External links http://www.underearnersanonymous.org http://www.debtorsanonymous.org Underearning: Debtors Anonymous Conference-Approved Literature - 13-page pamphlet Kindle Edition MacAulay and Co - BBC Radio Scotland 94.3 - Interview with Andrew D. of UA - 12 minutes "The Take Away" - Radio Interview with UA members - 7 minutes http://online.wsj.com/article/SB10001424052748704170404575624641909709202.html http://www.dailyfinance.com/2011/02/09/overcoming-underearning-a-self-help-guide http://www.dailyfinance.com/2011/02/09/actress-finds-new-financial-life-with-underearners-ano http://www.myfoxla.com/story/18381012/what-is-underearners-anonymous https://www.thestar.com/business/article/1164820--overworked-and-underpaid-join-underearners-anonymous http://www.thetimes.co.uk/tto/health/mental-health/article3364827.ece http://www.thetimes.co.uk/tto/opinion/leaders/article3364995.ece Twelve-step programs Employment Unemployment in the United States Personal financial problems