indeed what was found. Probability judgments and risk The dual-process assumption of FTT has also been used to explain common biases of probability judgment, including the conjunction and disjunction fallacies. The conjunction fallacy occurs when people mistakenly judge a specific set of circumstances to be more probable than a more general set that includes the specific set. This fallacy is famously demonstrated by the Linda problem: that given a description of a woman named Linda who is an outspoken philosophy major who is concerned about discrimination and social justice, people will judge "Linda is a bank teller and is active in the feminist movement" to be more probable than "Linda is a bank teller", despite the fact that the latter statement is entirely inclusive of the former. FTT explains this phenomenon to not be a matter of encoding, given that priming participants to understand the inclusive nature of the categories tends not to reduce the bias. Instead, this is the result of the salience of relational gist, which contributes to a tendency to judge relative numerosity instead of merely applying the principle of class inclusion. Errors of probability perception are also associated with the theory's predictions of contradictory relationships between risk perception and risky behavior. Specifically, that endorsement of accurate principles of objective risk is actually associated with greater risk-taking, whereas measures that assess global, gist-based judgments of risk had a protective effect (consistent with other predictions from FTT in the field of medical decision making). Since gist processing develops after verbatim processing as people age, this finding lends explanation to the increase in risk-taking that occurs during adolescence. Management and economics FTT has also been applied in the domains of consumer behavior and economics. For example, since the theory posits that people rely primarily on gist representations in making decisions, and that culture and experience can affect consumers' gist representations, factors such as cultural similarity and personal relevance have been used to explain consumers' perceptions of the risk of food-borne contamination and their intentions to reduce consumption of certain foods. In other words, one's evaluation of how "at-risk" he or she is can be influenced both by specific information learned as well as by the fuzzy representations of culture experience, and perceived proximity. In practice this resulted in greater consumer concern when the threat of a food-borne-illness was described in a culturally similar location, regardless of geographical proximity or